Health insurance reform needed

1. Health care costs for the consumer would go down if health insurance could be shopped for across state lines. This would greatly increase competition among insurance companies.

2. We need to drop pre-existing conditions as a condition of obtaining health care insurance. The very people that need the insurance cannot get it.

3. We need health insurance portability from job to job and it shouldn’t be allowed to lapse during unemployment.

4. To increase the number of insured folks we need to make premiums deductible and subsidize the premium for those in poverty.

5. We need tort reform limits to actual financial loss, exclude punitive damages to individuals and put punitive damages into public health care premium subsidies.

What we don’t need is to “re-invent the wheel” or change our western system of government to a government health care plan run and administered by inept Czar bureaucrats.

What has the government ever run that they did a good job and kept it affordable?

Social Security?

Medicare?

Medicaid?

Postal Service?

Year to year federal budgets?

Adding another government program will not solve the health care access problem or the government fiscal problems.

LLOYD WALLACE

Hope