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ASAP# 4187539

| February 7, 2012 8:00 PM

NOTICE OF TRUSTEE'S SALE 

Trustee's Sale No. ID-USB-11011175 NOTICE IS HEREBY GIVEN that, Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services, the duly appointed Successor Trustee, will on May 31, 2012, at the hour of 11:00 AM, of said day, IN THE OFFICE OF FIRST AMERICAN TITLE COMPANY, 419 NORTH 2ND AVENUE, SANDPOINT, ID, sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real and personal property (hereafter referred to collectively as the "Property"), situated in the County of BONNER, State of Idaho, to-wit: LOT 12A & 12B IN BLOCK A OF HICKORY GLEN ADDITION TO THE CITY OF SANDPOINT, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK 5 OF PLATS AT PAGE 89 OFFICIAL RECORDS OF BONNER COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-referenced Property but, for purposes of compliance with Section 60-113 of Idaho Code, the Trustee has been informed that the address of 2002-2004 MAIN STREET, SANDPOINT, ID 83864, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by MICHAEL E. WOLFORD, REBECCA L. WOLFORD, HUSBAND AND WIFE, as Grantor, to ALLIANCE TITLE AND ESCROW CORPORATION, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, dated 1/12/2007, recorded 1/19/2007, under Instrument No. 721347, Mortgage records of BONNER County, IDAHO, the beneficial interest in which is presently held by U.S. BANK, NATIONAL ASSOCIATION. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4) (A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which is sale is made is the failure to pay when due under the Deed of Trust Note dated 1/12/2007, THE MONTHLY PAYMENT WHICH BECAME DUE ON 5/1/2011 AND ALL SUBSEQUENT MONTHLY PAYMENTS, PLUS LATE CHARGES AND OTHER COSTS AND FEES AS SET FORTH. Amount due as of January 24, 2012 Delinquent Payments from May 01, 2011 9 payments at $1,428.46 each $12,856.14 (05-01-11 through 01-24-12) Late Charges: $154.59 TOTAL: $13,010.73 All delinquencies are now due, together with unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, costs and advances made to protect the security associated with this foreclosure. The principal balance is $200,297.48, together with interest thereon at 6.125% per annum from 4/1/2011, until paid. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Anyone having any objection to the sale on any grounds whatsoever will be afforded an opportunity to b heard as to those objections if they bring a lawsuit to restrain the same, SALE INFORMATION LINE: 714-730-2727 or http://www.lpsasap.com DATED: 1/24/2012 Pioneer Title Company of Ada County dba Pioneer Lender Trustee Services By: c/o ASSET FORECLOSURE SERVICES, INC. 5900 Canoga Avenue, Suite 220 Woodland Hills, CA 91367 Phone: (877)237-7878 ASAP# 4187539 02/08/2012, 02/15/2012, 02/22/2012, 02/29/2012

SNP Legal 13793

February 8, 15, 22, 29, 2012