#3230 BORG

NOTICE OF TRUSTEE’S SALE On February 25, 2015, at the hour of 11:00 o’clock AM of said day, at First American Title Company, 419 North Second Avenue, Sandpoint, Idaho, JUST LAW, INC., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows to wit: A portion of the Southeast Quarter of the Southeast Quarter of Section 17, Township 54 North, Range 2 West, Boise Meridian, Bonner County, Idaho, more fully described as follows: Beginning at a point 540 feet East of the Northwest corner of said Southeast Quarter of the Southeast Quarter, the True Point of Beginning; thence South a distance of 868 feet; thence East a distance of 250 feet; thence North a distance of 868 feet to the North line of said Southeast Quarter of the Southeast Quarter; thence West a distance of 250 feet to the True Point of Beginning; EXCEPTING THEREFROM any portion of said land, if any, lying within the County road right of way for Sunset Road. TOGETHER WITH an easement for ingress, egress and utilities over and across that property described by Warranty Deed, Instrument No. 199290 records of Bonner County, Idaho. AND A parcel of land in the Southeast Quarter of the Southeast Quarter of Section 17, Township 54 North, Range 2 West, Boise Meridian, Bonner County, Idaho, more particularly described as: Beginning at a point 540 feet East of the Northwest corner of the Southeast Quarter of the Southeast Quarter; thence South 868 feet to the True Point of Beginning; thence South 10 feet; thence East 250 feet; thence North 10 feet; thence West 250 feet to the True Point of Beginning. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 2190 Sunset Rd., Careywood, ID, is sometimes associated with the said real property. This Trustee’s Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder’s funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Marla H. Borg and Carmelo A. Borg, wife and husband, as Grantor(s) with Homecomings Financial Network, Inc. as the Beneficiary, under the Deed of Trust recorded February 3, 2006, as Instrument No. 697565, in the records of Bonner County, Idaho. The Beneficial interest of said Deed of Trust was subsequently assigned to U.S. Bank National Association, as Trustee, Successor in interest to Bank of America, National Association, as Successor by Merger to Lasalle Bank NA, as Trustee for Washington Mutual Mortgage Pass-Through Certificates Wmalt Series 2006-AR5, recorded January 31, 2013, as Instrument No. 839194, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows: Monthly payments in the amount of $851.77 for the months of December 2010 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $119,767.48 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 3.375% from November 1, 2010, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 21st day of October, 2014. Tammie Harris Trust Officer for Just Law, Inc. SNP Legal 3230 October 25, 2014 November 1, 8, 15, 2014