Legals December 09, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date November 9, 2015 File No. 7777.02385 Sale date and time (local time) March 18, 2016 at 10 00 AM Sale location on the front steps of the main entrance of the Bonner County Courthouse, 215 South 1st Ave, Sandpoint, ID 83864 Property address 302 South Grover Ave Old Town, ID 83822 Successor Trustee Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor David J. Carey and Christine M. Carey, husband and wife Original trustee First American Title Insurance Co. Original beneficiary Mortgage Electronic Registration Systems, Inc. solely as nominee for BNC Mortgage Inc., a Delaware Corporation, its successors and assigns Recording date August 15, 2006 Recorder's instrument number 710763 County Bonner Sum owing on the obligation as of November 9, 2015 $122,715.25 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is Lots 20, 21, 22, 23, 24 in Block 4 of Norton's Addition (also shown of record as assition) to Newport, Bonner County, Idaho, according to the plat thereof, recorded in Book 1 of Plats, Page 33 records of Bonner County, Idaho. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7777.02385 Carey, Christine M. and David J.) 1002.284077-File No. SNP Legal 3442 November 25, 2015 December 2, 9, 16, 2015

JUST LAW, INC. P.O. Box 50271 Idaho Falls, Idaho 83405 (208) 523-9106 FAX (208) 523-9146 Toll Free 1-800-923-9106 NOTICE OF TRUSTEE'S SALE On March 22, 2016, at the hour of 1 00 o'clock PM of said day, at First American Title Company, 419 North Second Ave., Sandpoint, Idaho, CHARLES C. JUST, ATTORNEY AT LAW., as Successor Trustee, will sell at public auction to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows to wit A tract of land in the Northwest quarter of Section 17, Township 58 North, Range 1 East, Boise Meridian, Bonner County, Idaho, more specifically described as follows Commencing at the Northwest corner of said Northwest quarter (Northwest Sectioncorner) Thence South 01819'08" West along the West line of said Northwest quarter a distance of 849.26 feet to the True Point of Beginning; Thence continuing South 01819'08" West along said West line a distance of 1570.00 feet to the Northerly right-of- way of the existing County Road, known as "Rapid Lightning Creek Road", Thence South 89812'49" East along said right-of-way line a distance of 296.61 feet; Thence leaving said right-of-way line, North 00852'43" East a distance of 55.27 feet to the Northerly line of the existing "40 foot Private Road Easement", as shown on the Record of Survey recorded as Instrument No. 326401 on October 22, 1986 in the records of Bonner County; Thence the Northerly and Easterly line of said road easement the following five courses 1. 15.02 feet along a curve to the left, whose radius is 102.81 feet, and whose chord bears North 568 01' 31" West a distance of 15.00 feet; 2. North 608 12' 33" West a distance of 55.72 feet; 3. 109.18 feet along a curve to the right, whose radius is 82.19 feet, and whose chord bears North 228 09' 08" West a distance of 101.33 feet; 4. North 158 54' 06" East a distance of 184.12 feet; 5. 97.52 feet along a curve to the right, whose radius is 148.91 feet and whose chord bears North 348 39' 43" East a distance of 95.78 feet; Thence leaving said Northerly and Easterly line, North 008 52' 43" East a distance of 47.64 feet; Thence North 318 13' 59" East a distance of 347.08 feet; Thence South 898 35' 00" East a distance of 115.19 feet to a point on the West line of the property described in the deed to Randy Stangel, recorded October 27, 1986 as Instrument No. 326557; Thence North 008 26' 25" East along said West line a distance of 788.69 feet to the Northwest corner of said Randy Stangel property; Thence North 898 57' 42" West a distance of 569.16 feet to the True Point of Beginning. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed the address of 76 Lightning Peak Rd., Sandpoint, ID, is sometimes associated with the said real property. This Trustee's Sale is subject to a bankruptcy filing, a payoff, a reinstatement or any other conditions of which the Trustee is not aware that would cause the cancellation of this sale. Further, if any of these conditions exist, this sale may be null and void, the successful bidder's funds shall be returned, and the Trustee and the Beneficiary shall not be liable to the successful bidder for any damages. Said sale will be made without covenant or warranty regarding title, possessions or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by Patricia A. Dorval, as an unmarried woman, as Grantor(s) with Springleaf Financial Services, Inc. fka American General Financial Services (DE), Inc. as the Beneficiary, under the Deed of Trust recorded October 11, 2005, as Instrument No. 689317, in the records of Bonner County, Idaho, in the records of said County. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay the amount due under the certain Promissory Note and Deed of Trust, in the amounts called for thereunder as follows Monthly payments in the amount of $1031.76 for the months of February 2014 through and including to the date of sale, together with late charges and monthly payments accruing. The sum owing on the obligation secured by said Deed of Trust is $65,641.85 as principal, plus service charges, attorney's fees, costs of this foreclosure, any and all funds expended by Beneficiary to protect their security interest, and interest accruing at the rate of 8.53% from January 1, 2014, together with delinquent taxes plus penalties and interest to the date of sale. The Beneficiary elects to sell or cause the trust property to be sold to satisfy said obligation. Dated this 20th day of November, 2015. /s/ Trust Officer for Just Law, Inc. SNP Legal 3451 December 2, 9, 16, 23, 2015

SUMMARY OF ORNINANCE NO. 1320 Local Option Nonproperty Tax Ordinance AN ORDINANCE OF THE CITY OF SANDPOINT, A MUNICIPAL CORPORATION OF THE STATE OF IDAHO; FINDING IN SECTION 1 THAT SANDPOINT IS A RESORT CITY; PROVIDING IN SECTION 2 FOR DEFINITIONS; PROVIDING IN SECTION 3 FOR THE IMPOSITION AND RATE OF CERTAIN NONPROPERTY TAXES, TO-WIT A ONE PERCENT (1%) TAX ON ALL SALES EXCEPT OCCUPANCY SALES SUBJECT TO TAXATION UNDER CHAPTER 36 OF TITLE 63, IDAHO CODE; PROVIDING IN SECTION 4 THAT THE TAX WILL BE IMPOSED FOR A DURATION OF FIVE (5) YEARS FROM THE EFFECTIVE DATE OF THIS ORDINANCE; PROVIDING IN SECTION 5 THE PURPOSES FOR WHICH THE REVENUE DERIVED FROM THE TAX SHALL BE USED; CREATING IN SECTION 6 A PROPERTY TAX RELIEF FUND; PROVIDING IN SECTION 7 THAT THE CITY TREASURER IS AUTHORIZED TO ADMINISTER, REGULATE AND COLLECT THE TAX; PROVIDING IN SECTION 8 FOR THE ISSUANCE OF TAX PERMITS BY THE CITY CLERK; PROVIDING IN SECTION 9 FOR TAX PAYMENT METHOD AND TIMING, FILING OF TAX RETURNS, AND EXEMPTIONS; PROVIDING IN SECTION 10 FOR AUDITS AND DEFICIENCY DETERMINATION; PROVIDING IN SECTION 11 FOR A HEARING PROCESS FOR REDETERMINATION OF DEFICIENCY; PROVIDING IN SECTION 12 FOR APPEALS AND INTEREST ON DEFICIENCY; PROVIDING IN SECTION 13 FOR COLLECTIONS AND ENFORCEMENT; PROVIDING IN SECTION 14 FOR REFUNDS; PROVIDING IN SECTION 15 FOR RESPONSIBILITY FOR PAYMENT OF TAXES; PROVIDING IN SECTION 16 FOR A PERIOD OF LIMITATION ON ASSESSMENT AND COLLECTION; ESTABLISHING IN SECTION 17 FOR SUCCESSOR'S LIABILITY; PROVIDING IN SECTION 18 FOR GENERAL ADMINISTRATION BY THE CITY TREASURER; PROVIDING IN SECTION 19 FOR PENALTIES; PROVIDING IN SECTION 20 FOR PENALTY CHARGES; PROVIDING IN SECTION 21 FOR EXEMPTIONS FOR CERTAIN GOVERNMENTAL ENTITIES; PROVIDING IN SECTION 22 FOR CONFIDENTIALITY OF INFORMATION; PROVIDING IN SECTION 23 FOR SEVERABILITY; PROVIDING IN SECTION 24 FOR REPEAL OF CONFLICTING SECTIONS; AND PROVIDING IN SECTION 25 AN EFFECTIVE DATE OF THIS CHAPTER. SECTION 1 finds that Sandpoint is a resort city of fewer than 10,000 residents; SECTION 2 provides for definitions; SECTION 3 imposes a temporary 1% local sales tax; SECTION 4 provides that the duration of the tax will be five years; SECTION 5 states the purposes for which the revenue will be used; SECTION 6 creates a property tax relief fund; SECTION 7 authorizes the City Treasurer to administer and collect the tax; SECTION 8 provides for the issuance of tax permits; SECTION 9 provides for method of payment; SECTIONS 10 through 12 provide for audits, deficiency determination, and appeals; SECTION 13 provides for collection and enforcement; SECTION 14 provides for refunds; SECTION 15 provides for payment responsibility; SECTION 16 provides for assessment and collection limitations; SECTION 17 provides for successors' liability; SECTION 18 provides for general administration; SECTIONS 19 and 20 provide for penalties and charges; SECTION 21 provides for exemptions; SECTION 22 provides for confidentiality; SECTION 23 provides for severability; SECTION 24 provides for repeal of conflicting sections; and SECTION 25 provides for publication and an effective date. The full Ordinance is on file with the Sandpoint City Clerk and will be promptly provided during regular business hours to any citizen on personal request. Dated the 2nd day of December, 2015. Maree Peck, City Clerk Publication Date December 9, 2015 SNP Legal 3464 December9, 2015