Legals December 15, 2015

NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on February 9, 2016, at 11 00 a.m. the office of Catherine L. Dullea, Attorney at Law, as Successor Trustee, 101 N. Fourth Avenue Suite 204, Sandpoint, ID, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Bonner, State of Idaho, described as follows Those portions of Government Lots 1, 2 and 5, lying East of the Union Pacific (formerly Spokane International) Railroad right of way in Section 35, Township 54 North, Range 4 West, Boise Meridian, Bonner County, Idaho. The purported physical address is 1033 Homestead Rd., Athol, ID. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code \u00DF60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BARANOF ENTERPRISES, LLC, an Idaho limited liability company, as Grantor to Catherine L. Dullea, Attorney at Law, appointed by the Beneficiary as Successor Trustee, for the benefit and security of GARY L. SPADE, an unmarried man, as original Beneficiary, said Deed of Trust having been recorded on April 22, 2010, as Instrument No. 791252, official records of Bonner County, Idaho. The beneficial interest was assigned to GEORGE SOETJE FAMILY TRUST, by document recorded on April 22, 2010, as Instrument No. 791253, records of Bonner County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH \u00DF45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT IT IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION The default for which the sale is to be made is the failure of the Grantor and/or assumptive Grantor(s) to make the full monthly payment for September, 2011, which $969.97 is still owing; failure to make monthly payments in an amount to bring interest current for the months of October, 2011, through October, 2015; failure to pay late fees in the sum of $100.00, each, for the months of October, 2011, through September, 2015; failure to pay the default and attorney fees of $300.00; failure to pay attorney fees for a forbearance agreement and hearing on mud bog on behalf of the Beneficiary in the sum of $1,057.50; failure to pay all fees due for the release of the MacFarland deed of trust, which the Beneficiary paid in the sum of $290.00; failure to pay the 2011 real property taxes which the Beneficiary paid in the sum of $2,373.18; failure to pay the full year of 2012 taxes which the Beneficiary paid the sum of $738.07; and failure to pay the 2013 and 2014 real property taxes. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $230,777.50, plus accrued interest at the rate of 10.0% per annum from Augusts 16, 2011, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law. All portion of this claim shall be assumed valid unless disputed within Thirty (30) days of receiving this Notice. If disputed in writing, verification of the debt will be provided to you. If the original creditor is different from the above-named creditor, the name and address of the original creditor will also be provided. This is an attempt to collect a debt, and any information obtained will be used for that purposes. DATED this 29TH day of September, 2015. CATHERINE L. DULLEA Attorney at Law Successor Trustee SNP Legal 3447 November 24, 2015 December 1, 8, 15, 2015

CITY OF EAST HOPE STREET FINANCE REPORT FISCAL YEAR ENDING SEPTEMBER 2015 REVENUE CASH CARRYOVER $0.00 ROAD LEVY $32,995.80 INTEREST $36.66 MISC. RECEIPTS $9,771.24 HIGHWAY USERS $7,004.42 REVENUE SHARING $4,738.49 TOTAL $54,546.61 EXPENDITURES NEW CONSTRUCTION $0.00 RECON./REPLACE/REHAB. $1,596.97 MAINTENANCE $27,492.92 NEW EQUIPMENT & SUPPLIES $3,784.52 ADMINISTRATION $4,404.64 STREET LIGHTS $2,876.95 PROFESSIONAL SERVICES $1,900.00 MISC. EXPENSE TOTAL $42,056.00 FUNDS RETAINED FOR SPECIFIC FUTURE PROJECTS & RESERVES $12,490.61 CHRISTY FRANCK, CITY CLERK PLEASE PUBLISH AS A LEGAL IN THE BONNER COUNTY DAILY BEE ONE TIME BY DECEMBER 31, 2015. THANK YOU, Christy Franck CHRISTY FRANCK CITY CLERK/TREASURER SNP Legal 3472 December 15, 2015

NOTICE Notice is hereby given that the Sandpoint City Council will hold a public hearing at their regular meeting on Wednesday, January 6, 2016 at 5 30 p.m. in the council chambers at City Hall, 1123 Lake Street, Sandpoint, ID, to consider the following A15-02? A request by The City of Sandpoint for an initial zoning designation of Single-Family "RS" pending annexation of an approximately 32-acre parcel located south of Baldy Road and described as the West 1 / 2 of the SE 1 / 4 lying west of the Great Northern Railroad, less right-of-way, as well as the adjacent right-of-way of Baldy Road from the west boundary of this property extending east to the Sandpoint City Limits, all in Section 16, Township 57 North, Range 2 W.B.M. The Planning Commission has recommended approval. A15-01? A request by The City of Sandpoint for an initial zoning designation of Commercial "A" pending annexation of an approximate Acre parcel located north of the existing City of Sandpoint Water treatment Plant and described as That portion of BNSF Railway Company's (formerly Northern Pacific Railway Company) 400.0 foot wide Charter Right of Way at Sandpoint, Idaho, being 200.0 feet wide on each side of said Railway Company's Main Track centerline, as originally located and constructed, situated in Government Lot 3 of Section 14, and in the SE ? SE ? of Section 15, all in Township 57 North, Range 2 West, Boise Meridian, Bonner County, Idaho. The Planning Commission has recommended approval. A copies of the complete files for the above are available for review at the Sandpoint Planning Department. Due to time constraints, testimony may be limited to three minutes. If you require more time, contact the Planning Department at least three days in advance of the hearing. Any written testimony of more than one page to be considered at this meeting must be delivered to the Planning staff before 5 00 pm, December 31, 2015. Any person needing special accommodations to participate in the above noticed meeting should contact the City of Sandpoint 24 hours prior to the meeting at City Hall, 1123 Lake Street, Sandpoint (263-3370). The City of Sandpoint and USDA are equal opportunity providers and employers. SNP Legal 3473 December 15, 2015

NOTICE The Idaho Housing and Fiance Association is developing its Agency Plan in compliance with the Quality Housing and Work Responsibility Act of 1998. A draft will be available for review at the Housing Association's office located at 915 W. Canfield, Coeur d' Alene, Idaho. The Association's hours of operation are 9 00 a.m., to 5 00 p.m. In addition, a public hearing will be held on Tuesday, February 2, 20116, at the Housing Association's office at 5 00 p.m. Everyone is invited. SNP Legal 3475 December 15, 2015

83-15 NOTICE OF TRUSTEE'S SALE At 10 00 o'clock A.M. (recognized local time) on March 17, 2016, in the Office of First American Title Company, located at, 419 2nd Avenue, Sandpoint, Idaho , First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in BONNER County, Idaho, and described as follows, to-wit LOT 7 IN BLOCK 2 OF THE REPLAT OF LOT 4 OF THE SHORT PLAT OF SAND CREEK PLACE, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 4 OF PLATS, PAGE 182, RECORDS OF BONNER COUNTY, IDAHO. Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 2418 Aspen Way, Sandpoint, Idaho 83864 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Bryan L. Stewart, an unmarried man, as Grantor(s), First American Title Insurance Company of Idaho, as Trustee, for the benefit and security of, The United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, as Beneficiary; said Deed of Trust for Idaho was recorded October 22, 2010 as BONNER County Recorder's Instrument No. 800621. The default for which this sale is to be made is as follows failure to make the monthly payments in the amount of $977.08 due for the 22nd day of August, 2014 and a like sum of $977.08 due for the 22nd day of each and every month thereafter. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of October 23, 2015 there is due and owing on the loan an unpaid principal balance of $159,092.71, accrued interest in the amount of $8,484.20, subsidy granted in the amount of $6,990.96, and other fees in the amount of $11,300.90 for a total amount due of $185,868.77. Interest continues to accrue on the Note at the rate of 4.25% per annum with a per diem rate of $18.92 after October 23, 2015. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED November 13, 2015 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE By /s/ Kaitlin Ann Gotch, Trust Officer SNP Legal 3448 December 1, 8, 15, 22, 2015

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Marjorie Lisenbee an unmarried woman as grantor, to Fidelity National Title Insurance Company as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for America`s Wholesale Lender as beneficiary, dated December 14, 2004, recorded December 16, 2004, in the mortgage records of Bonner County, Idaho, as Document No. 666315, and assigned to New Penn Financial, LLC d/b/a Shellpoint Mortgage Servicing on July 30, 2015 in the records of Bonner County, Idaho, as Document No. 877003, covering the following described real property situated in said county and state, to wit UNIT B OF BUILDING 1 OF JEFFERSON AT SPRUCE CONDOMINIUMS AS CREATED BY DECLARATION RECORDED OCTOBER 28, 2004 AS INSTRUMENT NO. 662733 AND MODIFIED ON NOVEMBER 19, 2004 WITH INSTRUMENT NO. 664569, RECORDS OF BONNER COUNTY, IDAHO, TOGETHER WITH AD UNDIVIDED INTEREST IN THE APPURTENANT COMMON ELEMENTS. PROPERTY ADDRESS 925 Jefferson #B, Sandpoint, ID 83864 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums monthly payments of $877.87 beginning May 1, 2014, for a total of $14,923.79; plus late charge balance of $109.50; plus advances of $1,150.00; plus other fees and costs in the amount of $1,558.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit principal of $106,020.34 with interest thereon at the rate of 5.75000 percent per annum beginning April 1, 2014; plus fees of $2,817.50; plus other fees and costs in the amount of $1,992.86; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on February 1, 2016, at the hour of 11 00 AM, at Bonner County Courthouse - Front Steps, 215 So. First Ave, Sandpoint, ID 83864, in the City of Sandpoint, County of Bonner, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU HAVE RECEIVED A DISCHARGE OF THE DEBT REFERENCED HEREIN IN A BANKRUPTCY PROCEEDING, THIS LETTER IS NOT AN ATTEMPT TO IMPOSE PERSONAL LIABILITY UPON YOU FOR PAYMENT OF THAT DEBT. IN THE EVENT YOU HAVE RECEIVED A BANKRUPTCY DISCHARGE, ANY ACTION TO ENFORCE THE DEBT WILL BE TAKEN AGAINST THE PROPERTY ONLY. SNP Legal 3449 November 24, 2015 December 1, 8, 15, 2015

NOTICE OF SALE Date of Sale January 5th, 2016 Time of Sale 10 00 a.m. Place of Sale Bonner County Courthouse 215 S First Avenue Sandpoint, ID 83864 Case No. CV-2015-778 Sheriff Case No. C15-1825 NOTICE OF SHERIFF'S SALE Under and by virtue of a Writ of Execution on Judgment of Foreclosure issued on the 23rd day of October, 2015, and an Order of Sale of Foreclosure issued on the 8th day of October, 2015, out of the District Court of the First Judicial District of the State of Idaho, in and for the County of Bonner in the case of PROVIDENT FUNDING ASSOCIATES, L.P., Plaintiff, v. JANICE M. GOODMAN; THE UNKNOWN HEIRS, ASSIGNS AND DEVISEES OF AARON W. GOODMAN; AND DOES 1 THROUGH 20, INCLUSIVE, including all parties with an interest in and/or residing in real property commonly known as 1860 Highway 57, Priest River, ID 83856, and legally described as PARCEL 1 A PORTION OF THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 56 NORTH, RANGE 5 WEST, BOISE MERIDIAN, BONNER COUNTY, IDAHO, DESCRIBED AS FOLLOWS BEGINNING AT A POINT WHERE THE NORTH LINE OF SAID SECTION 14 INTERSECTS WITH CENTERLINE OF STATE HIGHWAY NO. 57; THENCE SOUTHERLY ALONG CENTERLINE OF SAID HIGHWAY, 1650 FEET TO THE TRUE POINT OF BEGINNING; THENCE WEST 369 FEET; THENCE SOUTH 240 FEET; THENCE EAST 395 FEET, MORE OR LESS, TO THE CENTER OF HIGHWAY NO. 57; THENCE NORTHERLY ALONG CENTERLINE TO THE TRUE POINT OF BEGINNING; EXCEPT HIGHWAY RIGHT OF WAY. PARCEL 2 BEGINNING AT A POINT WHERE THE NORTH LINE OF SECTION 14, TOWNSHIP 56 NORTH, RANGE 5 WEST, BOISE MERIDIAN, INTERSECTS WITH CENTERLINE OF STATE HIGHWAY NO. 57; THENCE SOUTHERLY ALONG CENTERLINE OF SAID HIGHWAY 1650 FEET, TO THE TRUE POINT OF BEGINNING; THENCE WEST 369 FEET; THENCE SOUTH 590 FEET; THENCE EAST TO CENTERLINE OF SAID HIGHWAY; THENCE NORTHERLY ALONG SAID CENTERLINE OF SAID HIGHWAY BACK TO TRUE POINT OF BEGINNING. LESS THE NORTH 240 FEET OF ABOVE DESCRIBED PROPERTY. EXCEPT HIGHWAY RIGHT OF WAY, Defendants. NOTICE IS HEREBY GIVEN, that on the 5th day of January 2016, at 10 00 o'clock a.m. of said day, at the Bonner County Courthouse, 215 S First Avenue, Sandpoint, ID 83864, I will sell all the right, title and interest of the said Defendants in and to the said property described herein, at public auction, to the highest bidder for cash in currency of the United States of America, all payable at time of sale the following described property, situated in Bonner County, Idaho 1860 Highway 57, Priest River, ID 83856, and legally described as follows PARCEL 1 A PORTION OF THE NORTHEAST QUARTER OF SECTION 14, TOWNSHIP 56 NORTH, RANGE 5 WEST, BOISE MERIDIAN, BONNER COUNTY, IDAHO, DESCRIBED AS FOLLOWS BEGINNING AT A POINT WHERE THE NORTH LINE OF SAID SECTION 14 INTERSECTS WITH CENTERLINE OF STATE HIGHWAY NO. 57; THENCE SOUTHERLY ALONG CENTERLINE OF SAID HIGHWAY, 1650 FEET TO THE TRUE POINT OF BEGINNING; THENCE WEST 369 FEET; THENCE SOUTH 240 FEET; THENCE EAST 395 FEET, MORE OR LESS, TO THE CENTER OF HIGHWAY NO. 57; THENCE NORTHERLY ALONG CENTERLINE TO THE TRUE POINT OF BEGINNING; EXCEPT HIGHWAY RIGHT OF WAY. PARCEL 2 BEGINNING AT A POINT WHERE THE NORTH LINE OF SECTION 14, TOWNSHIP 56 NORTH, RANGE 5 WEST, BOISE MERIDIAN, INTERSECTS WITH CENTERLINE OF STATE HIGHWAY NO. 57; THENCE SOUTHERLY ALONG CENTERLINE OF SAID HIGHWAY 1650 FEET, TO THE TRUE POINT OF BEGINNING; THENCE WEST 369 FEET; THENCE SOUTH 590 FEET; THENCE EAST TO CENTERLINE OF SAID HIGHWAY; THENCE NORTHERLY ALONG SAID CENTERLINE OF SAID HIGHWAY BACK TO TRUE POINT OF BEGINNING. LESS THE NORTH 240 FEET OF ABOVE DESCRIBED PROPERTY. EXCEPT HIGHWAY RIGHT OF WAY. The sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligation of Defendants Janice M. Goodman and the Unknown Heirs, Assigns and Devisees of Aaron W. Goodman pursuant to the Judgment entered in this matter on October 8, 2015 and recorded in the official records of Bonner County. Whereas a Writ of Execution issued out of the District Court of the First Judicial District of the State of Idaho, in and for the County of Bonner, in the above name case on October 23, 2015. The real property sold at the sale shall be subject to the redemption rights of redemptioners, as that term is defined in Idaho Code Section 11-401, may redeem the property from the purchaser within six months after the sale, upon paying the purchaser the amount of their purchase, with interest on that amount at the rate allowed by Idaho Code Section 28-22-401(1) from the date of the sale to the date of redemption, together with the amount of any assessment or taxes which the purchaser may have paid after the commencement of the action and which are not included in the judgment and interest allowed pursuant to Idaho Code Section 28-22-104(1). In the event the purchaser is a creditor having a prior lien to that of the redemptioners, other than the judgment under which the purchase is made, the purchaser will also be entitled to payment of that lien amount with interest at the rate allowed in Idaho Code Section18-22-104(1). The Sheriff, by Certificate of Sale, will transfer all right, title and interest of the judgment debtors in and to the property at the time of execution of attachment was levied. DATED this 2nd day of December, 2015. Daryl Wheeler Bonner County Sheriff Sally Mitchell, Civil Supervisor NOTE THE SHERIFF'S OFFICE DOES NOT GUARANTEE CLEAR TITLE OR GUARANTEE CONTINUED POSSESSORY RIGHTS. SNP Legal 3460 December 15, 22, 29, 2015

NOTICE TO CREDITORS (I.C. 15-3-801) CASE NO. CV 15-1334 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN THE MATTER OF THE ESTATE OF KENNETH S. YOUNG DECEASED. NOTICE IS HEREBY GIVEN that BARRY L. BELLOVIN has been appointed Personal Representative of the estate of KENNETH S. YOUNG. All persons having claims against KENNETH S. YOUNG or his estate are required by law to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. CLAIMS MUST BE PRESENTED WITHIN SUCH TIME LIMITS to the undersigned attorneys, Vassseur & Schlotthauer, PLLC, P.O. Box 808, Coeur d'Alene, Idaho, 83816, AND MUST ALSO BE FILED WITHIN SUCH TIME LIMITS with the Clerk of the Court of the First Judicial District, Kootenai County, Idaho. DATED this 10th day of November, 2015. VASSEUR & SCHLOTTHAUER, PLLC Brent G. Schlotthauer BRENT G. SCHLOTTHAUER Vasseur & Schlotthauer, PLLC P.O. Box 808 Coeur d'Alene, Idaho 83816-0808 Attorneys for Personal Representative SNP Legal 3463 December 8, 15, 22, 2015

NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on February 17, 2016, at 11 00 a.m. the office of Catherine L. Dullea, Attorney at Law, as Successor Trustee, 101 N. Fourth Avenue Suite 204, Sandpoint, ID, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Bonner, State of Idaho, described as follows A parcel of land located in a portion of the Northwest Quarter of Section 13, Township 57 North, Range 3 West, Boise Meridian, Bonner County, Idaho being more particularly described as follows Commencing at the Northwest corner of said Northwest Quarter of Section 13; Thence South 008 44' 55" East along the West line of the Northwest Quarter a distance of 836.80 feet to a point, said point being the true point of beginning; Thence continuing along said West line South 00" 44' 55" East a distance of 1143.37 feet; Thence North 648 36' 23" East a distance of 741.89 feet; Thence North 358 37' 05" East a distance of 167.10 feet; Thence North 758 26' 31" East a distance of 195.91 feet; Thence South 008 50' 02" East a distance of 515.17 feet; Thence North 788 50' 40" East a distance of 551.69 feet to an intersection with the centerline of an ingress, egress and utility easement, said point being a point of non-tangency; Thence along said centerline the following six (6) courses 1. 119.99 feet along a counter-clockwise curve with a radius of 185.00 feet (the chord of which bears North 75" 41' 47" West, 117.89 feet); 2. South 858 43' 24" West 129.44 feet; 3. North 688 35' 35" West 56.16 feet; 4. North 208 39' 19" West 263.25 feet; 5. North 028 54' 37" East 116.36 feet; 6. North 028 01' 19" West 111.35 feet; Thence North 568 59' 46" East a distance of 522.21 feet; Thence North 01" 15' 10" West a distance of 228.49 feet; Thence North 898 12' 16" West a distance of 1567.47 feet to the true point of beginning. TOGETHER WITH that certain easement recorded June 28, 1966 as Instrument No. 106624 and as further reserved in document, recorded December 27, 1977, as Instrument No. 195161, records of Bonner County, Idaho. ALSO TOGETHER WITH AND SUBJECT TO that certain private roadway as set out in the Instrument, recorded February 10, 2003 as Instrument No. 618922, records of Bonner County, Idaho. Now being legally described as Lots 1, 2, 3, 4 and 5 of West Baldy Valley Estates, according to the plat thereof, recorded in Book 8 of Plats, Page 197, official records of Bonner County, Idaho. LESS A parcel of land located in a portion of the Northwest Quarter of Section 13 Township 57 North, Range 3 West, Boise Meridian, Bonner County, Idaho, being more particularly described as follows Commencing the Northwest corner of said Northwest Quarter of Section 13; Thence South 008 44' 55" East along the West line of the Northwest Quarter a distance of 1130.35 feet to a point, said point being the True Point of Beginning; Thence continuing along said West line South 008 44' 55" East a distance of 849.83 feet; Thence North 648 36' 23" East a distance of 211.45 feet; Thence North 188 30' 45" East a distance of 382.92 feet; Thence North 628 50' 04" East a distance of 443.76 feet; Thence North 648 26' 47" West a distance of 484.96 feet; Thence South 868 46' 44" West a distance of 281.43 feet to the True Point of Beginning, and any subdivisions thereof. Now being legally described as Lot 2 of West Baldy Valley Estates, according to the plat thereof, recorded in Book 8 of Plats, Page 197, official records of Bonner County, Idaho. The purported addresses are NNA Larsen Ranch Road, Sandpoint ID. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code \u00DF60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CHARESSE C. MOORE and PAUL L. DUBNICKA, unmarried persons, as to an undivided 50% interest, and ERIC CHRISTOFERSON and JENNIFER CHRISTOFERSON, husband and wife, as to an undivided 50% interest. The ownership interests have been changed to CHARESSE C. MOORE, an unmarried person, as to an undivided 50% interest, PAUL L. DUBNICKA, an unmarried person, as to an undivided 25% interest, and ERIC CHRISTOFERSON and JENNIFER CHRISTOFERSON, husband and wife, as to an undivided 25% interest, to Catherine L. Dullea, Attorney at Law, appointed by the Beneficiary as Successor Trustee, for the benefit and security of VICTOR H. LARSEN and MILLICENT C. LARSEN, TRUSTEES OF THE VICTOR H. & MILLICENT C. LARSEN TRUST (UDT) DATED 12TH DAY OF MAY, 2004, as Beneficiary, said Deed of Trust having been recorded on September 30, 2005, and re-recorded December 13, 2006, as Instrument Nos. 688574 and 719048, respectively, official records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH \u00DF45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which the sale is to be made is the failure of the Grantors and/or assumptive Grantor(s) to pay in full the outstanding principal balance, plus accrued interest thereon, on April 1, 2015; failure to pay the maturity late fee of $10,999.89; and failure to pay the default and attorney fees of $325.00. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $109,998.85, plus accrued interest at the rate of 7.0% per annum from June 2, 2015, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law. All portion of this claim shall be assumed valid unless disputed within Thirty (30) days of receiving this Notice. If disputed in writing, verification of the debt will be provided to you. If the original creditor is different from the above-named creditor, the name and address of the original creditor will also be provided. This is an attempt to collect a debt, and any information obtained will be used for that purposes. DATED this 13th day of October, 2015. CATHERINE L. DULLEA Attorney at Law Successor Trustee SNP Legal 3462 December 8, 15, 22, 29, 2015

SUMMONS TO LINDSEY SMITH You have been sued by CREDIT ACCEPTANCE CORPORATION, the Plaintiff, in the District Court in and for BONNER COUNTY, Idaho, Case No. CV2015-0277. The nature of the claim against you is collection of money owed by you. Any time after 20 days following the last publication of this summons, the court many enter a judgment against you without further notice, unless prior to that time you have filed a written response in the proper form, including the Case No., and paid any required filing fee to the Clerk of the Court at 215 S. 1st Avenue, Sandpoint, ID 83864, telephone (208) 265-1432, and served a copy of your response on the Plaintiff's attorney at Howell & Vail, LLP, P.O. Box 330, Meridian, ID 83680, telephone (208) 336-3331. A copy of the Summons and Complaint can be obtained by contacting either the Clerk of the Court or the attorney for Plaintiff. If you wish legal assistance, you should immediately retain an attorney to advise you in this matter. Dated Nov. 25, 2015 MICHAEL W. ROSEDALE BONNER COUNTY District Court By Daranee H. Deputy SNP Legal 3461 December 8, 15, 22, 29, 2015S

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Bonner County Commissioners will hold a public hearing at the following time on Thursday, January 7, 2016, in the 3rd Floor Meeting Room, Suite 338 of the Bonner County Administration Building, 1500 Highway 2, Sandpoint, Idaho, to consider the following request 1 30 p.m. - File VS1836-15 ? Road Vacation? Handy Street Public Right-of-Way, Mark and Darlene Scarpelli are requesting the vacation (abandonment) of a portion of Handy Street public right-of-way, located at the intersection of Maiden Lane and Handy Street in Section 10, Township 59 North, Range 4 West, B.M. The approximately 112-foot long by 60-foot wide portion of right-of-way was dedicated with the 1St Addition to Coolin, as recorded in Book 1 of Plats, Page 110. The petition requests the abandonment because this section of right-of-way is too steep and cannot be constructed to county road standards. The petition requests the right-of-way be vested (deeded) to the adjoining property owners. Any person needing special accommodations to participate in the public hearing should contact the Bonner County Planning Department at (208) 265-1458 at least 48 hours before the hearing. Written statements exceeding 1 standard letter-sized, single-spaced page must be submitted to the planning department no later than 5 days prior to the public hearing. Written statements longer than the 1 standard page will not be accepted at the public hearing. Comments can be sent to the Bonner County Planning Department at 1500 Highway 2, Suite 208, Sandpoint, Idaho 83864; faxed to (208) 265-1463 or e-mailed to planning@bonnercountyid.gov. Additional information is available at the planning department. Staff reports are available at the planning department or may be viewed at www.bonnercountyid.gov 7 days prior to the scheduled hearing. SNP Legal 3470 December 15, 22, 29, 2015

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Bonner County Commissioners will hold a public hearing at the following time on Thursday, January 7, 2016, in the 3rd Floor Meeting Room, Suite 338 of the Bonner County Administration Building, 1500 Highway 2, Sandpoint, Idaho, to consider the following request 1 45 p.m. - File CM824-15 ? Conditional Use Permit Modification ? West Shore PUD Modification ? Todd & Jeannie McKay are requesting to amend the approved West Shores Planned Unit Development to 1)reduce the common area on a 43.7-acre parcel from 20.9 acres to about 5.5 acres and to enlarge Lot 1 from 5.01 acres to 17.75 acres; 2)reduce the front yard setback of lots 1 and 2 from 50 feet to 25 feet in accord with current codes; and 3) allow the existing home in the common area to be used as a single-family dwelling until full build-out of the West Shore subdivision. The site is located on the Pend Oreille River, 10 miles southwest of Sandpoint off U.S. Highway 2. The property is zoned R-5 and is located in Section 20, Township 56 North, Range 3 West, B.M. Any person needing special accommodations to participate in the public hearing should contact the Bonner County Planning Department at (208) 265-1458 at least 48 hours before the hearing. Written statements exceeding 1 standard letter-sized, single-spaced page must be submitted to the planning department no later than 5 days prior to the public hearing. Written statements longer than the 1 standard page will not be accepted at the public hearing. Comments can be sent to the Bonner County Planning Department at 1500 Highway 2, Suite 208, Sandpoint, Idaho 83864; faxed to (208) 265-1463 or e-mailed to planning@bonnercountyid.gov. Additional information is available at the planning department. Staff reports are available at the planning department or may be viewed at www.bonnercountyid.gov 7 days prior to the scheduled hearing. SNP Legal 3471 December 15, 2015