Legals, November 24, 2015

| November 23, 2015 11:00 PM

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Marjorie Lisenbee an unmarried woman as grantor, to Fidelity National Title Insurance Company as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for America`s Wholesale Lender as beneficiary, dated December 14, 2004, recorded December 16, 2004, in the mortgage records of Bonner County, Idaho, as Document No. 666315, and assigned to New Penn Financial, LLC d/b/a Shellpoint Mortgage Servicing on July 30, 2015 in the records of Bonner County, Idaho, as Document No. 877003, covering the following described real property situated in said county and state, to wit UNIT B OF BUILDING 1 OF JEFFERSON AT SPRUCE CONDOMINIUMS AS CREATED BY DECLARATION RECORDED OCTOBER 28, 2004 AS INSTRUMENT NO. 662733 AND MODIFIED ON NOVEMBER 19, 2004 WITH INSTRUMENT NO. 664569, RECORDS OF BONNER COUNTY, IDAHO, TOGETHER WITH AD UNDIVIDED INTEREST IN THE APPURTENANT COMMON ELEMENTS. PROPERTY ADDRESS 925 Jefferson #B, Sandpoint, ID 83864 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums monthly payments of $877.87 beginning May 1, 2014, for a total of $14,923.79; plus late charge balance of $109.50; plus advances of $1,150.00; plus other fees and costs in the amount of $1,558.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit principal of $106,020.34 with interest thereon at the rate of 5.75000 percent per annum beginning April 1, 2014; plus fees of $2,817.50; plus other fees and costs in the amount of $1,992.86; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on February 1, 2016, at the hour of 11 00 AM, at Bonner County Courthouse - Front Steps, 215 So. First Ave, Sandpoint, ID 83864, in the City of Sandpoint, County of Bonner, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 SNP Legal 3950 November 3, 10, 17, 24, 2015

NOTICE OF PUBLIC HEARINGS NOTICE IS HEREBY GIVEN that the City of Ponderay City Council will hold a public hearing on December 21, 2015 at 6 00 p.m., Council Chambers of Ponderay City Hall, 288 Fourth Street, Ponderay, Idaho, to consider the following request File VR15-12 ?Idaho Code Title 50 Petition to Vacate Platted Easement ? Dr. Chrissy Ponsness and Dr. Jerry Lewis are requesting to vacate (abandon) a 20-foot wide ingress, egress, and utility easement shown on the Povet's Acres plat (Book 6 of Plats, Page 176, Bonner County records). The easement is not used for access, and both lots of the plat have direct frontage on and direct access to Kootenai Cutoff Road. The Povet's Acres plat is located in Section 11, Township 57 North, Range 2 West, B.M. The site is zoned Commercial. Any person needing special accommodations to participate in the public hearing should contact the Ponderay Planning Department at (208) 265-5468 at least 48 hours before the hearing. All written comments will be accepted up until one week prior to the hearing. Written comments of less than one page and oral testimony will be accepted until the close of the public comment portion of the hearing. Comments may be mailed to Ponderay ? City Planning, P.O. Box 500, Ponderay, ID 83852 or via e-mail to dcarlson@ponderay.org. Additional information is available at the planning department. SNP Legal 3450 November 24, 2015 December 1, 2015

Notice of Trustee's Sale Idaho Code 45-1506 Today's date October 27, 2015 File No. 7042.14462 Sale date and time (local time) February 29, 2016 at 10 00 AM Sale location on the front steps of the main entrance of the Bonner County Courthouse, 215 South 1st Ave, Sandpoint, ID 83864 Property address 949 Gypsy Bay Road Sagle, ID 83860-9183 Successor Trustee Northwest Trustee Services, Inc., an Idaho Corporation P.O. Box 997 Bellevue, WA 98009 (425) 586-1900 Deed of Trust information Original grantor Bret Alan Appert, and Velia Ruth Appert, husband and wife Original trustee Fidelity National Title Insurance Co Original beneficiary Mortgage Electronic Registration Systems, Inc. solely as nominee for America's Wholesale Lender Recording date 11/16/2005 Recorder's instrument number 692198 County Bonner Sum owing on the obligation as of October 27, 2015 $488,926.11 Because of interest, late charges, and other charges that may vary from day to day, the amount due on the day you pay may be greater. Hence, if you pay the amount shown above, an adjustment may be necessary after we receive your check. For further information write or call the Successor Trustee at the address or telephone number provided above. Basis of default failure to make payments when due. Please take notice that the Successor Trustee will sell at public auction to the highest bidder for certified funds or equivalent the property described above. The property address is identified to comply with IC 60-113 but is not warranted to be correct. The property's legal description is That portion of the South half of the South half of the Southeast quarter of Section 34, Township 57 North, Range 3 West of the Boise Meridian, Bonner County, Idaho, lying West of the County Road right of way. Except the South 400 feet thereof; also except the Spokane International Railway right of way. The sale is subject to conditions, rules and procedures as described at the sale and which can be reviewed at www.northwesttrustee.com or USA-Foreclosure.com. The sale is made without representation, warranty or covenant of any kind. (TS# 7042.14462 Appert, Bret and Velia) 1002.283797-File No. SNP Legal 3412 November 10, 17, 24, 2015 December 1, 2015

NOTICE TO CREDITORS No. CV-2015-1510 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF BONNER MAGISTRATE'S DIVISION In the Matter of the Estate of GRANT P. ELLIOTT, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the decedent or the decedent's estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated or filed with the Clerk of the Court. PAMELA S. RUSSELL, Personal Representative 10221 E. Dunn Rd. Chattaroy, WA 99003 SNP Legal 3427 November 10, 17, 24, 2015

NOTICE TO CREDITORS (I.C. 15-3-801) CASE NO. CV 2015-1523 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER MAGISTRATE DIVISION IN THE MATTER OF THE ESTATE OF GERALD B. CHENEY Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 5th day of November 2015. Pamela Cheney 7206 Rapid Lightening Rd. Sandpoint, ID 83864 (208)263-7892 SNP Legal 3426 November 10, 17, 24, 2015

NOTICE TO CREDITORS Case No. CV-2015-1550 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER MAGISTRATE DIVISION IN THE MATTER OF THE JOINT ESTATES OF BERTHA AMELIA KREIDEN and FEODOR KREIDEN, wife and husband, Deceased. NOTICE IS HEREBY GIVEN that FEODOR (TED) KREIDEN, III, has been appointed personal representative of the above named decedents. All persons having claims against the decedents or the estates are required to present their claims within four months after the date of the first publication of this notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of Court. DATED this 3rd day of November, 2015. J. T. DIEHL Attorney for Personal Representative 106 West Superior Street Sandpoint, Idaho 83864 (208)263-8529 SNP Legal 3424 November 10, 17, 24, 2015

NOTICE OF SALE DATE December 8th, 2015 TIME 10 00 a.m. PLACE Bonner County Courthouse 215 S First Avenue Sandpoint, ID 83864 Case No. CV 2012-02027 Sheriff's Case No. C15-1711 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO IN AND FOR THE COUNTY OF BONNER JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, Plaintiff, vs. THE UNKNOWN HEIRS AND UNKNOWN DEVISEES OF DAVID HAPPELL, DECEASED; THE UNKNOWN HEIRS AND UNKNOWN DEVISEES OF SANDRA LEE HAPPELL A/K/A SANDRA LEE MORAIS, DECEASED; RALPH MORAIS; JOHN AND JANE DOES I THROUGH V, OCCUPANTS OF THE PREMISES, AND ALSO ALL UNKNOWN OWNERS CLAIMING ANY RIGHT, TITLE, INTEREST, LIEN OR ESTATE IN THE PROPERTY HEREIN DESCRIBED Defendants. Under and by virtue of an Order for Sale of Foreclosure executed on 13th day of May, 2015 and a Writ of Execution issued on 25th day of September 2015 out of and under the seal of the above-entitled Court on an Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action docketed on the 13th day of May, 2015, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and a Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Bonner County, State of Idaho, and is described as follows, to-wit THAT PORTION OF THE EAST HALF OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 15, TOWNSHIP 58 NORTH, RANGE 1 WEST, BOISE MERIDIAN, BONNER COUNTY, IDAHO, LYING NORTHERLY OF THE PRESENTLY EXISTING COUNTY ROAD; EXCEPT THE WEST 261.6 FEET THEREOF. Which may commonly be known as 321 Winterton Road, Sandpoint, ID 83864. NOTICE IS HEREBY GIVEN that on the 8th day of December 2015 at the hour of 10 00 o'clock a.m., at the Bonner County Courthouse located at 215 South First Avenue, Sandpoint, Idaho 83864, I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED this 6th day of November 2015. Daryl Wheeler BONNER COUNTY SHERIFF BY Sally Mitchell Civil Supervisor SNP Legal 3432 November 17, 24, 2015 December 1, 2015

NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on February 9, 2016, at 11 00 a.m. the office of Catherine L. Dullea, Attorney at Law, as Successor Trustee, 101 N. Fourth Avenue Suite 204, Sandpoint, ID, will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following real property situated in the County of Bonner, State of Idaho, described as follows Those portions of Government Lots 1, 2 and 5, lying East of the Union Pacific (formerly Spokane International) Railroad right of way in Section 35, Township 54 North, Range 4 West, Boise Meridian, Bonner County, Idaho. The purported physical address is 1033 Homestead Rd., Athol, ID. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code \u00DF60-113, information may be obtained from Catherine L. Dullea, Attorney at Law, Telephone (208)265-2276. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by BARANOF ENTERPRISES, LLC, an Idaho limited liability company, as Grantor to Catherine L. Dullea, Attorney at Law, appointed by the Beneficiary as Successor Trustee, for the benefit and security of GARY L. SPADE, an unmarried man, as original Beneficiary, said Deed of Trust having been recorded on April 22, 2010, as Instrument No. 791252, official records of Bonner County, Idaho. The beneficial interest was assigned to GEORGE SOETJE FAMILY TRUST, by document recorded on April 22, 2010, as Instrument No. 791253, records of Bonner County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH \u00DF45-1506(4)(a) IDAHO CODE. NO REPRESENTATION IS MADE THAT IT IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION The default for which the sale is to be made is the failure of the Grantor and/or assumptive Grantor(s) to make the full monthly payment for September, 2011, which $969.97 is still owing; failure to make monthly payments in an amount to bring interest current for the months of October, 2011, through October, 2015; failure to pay late fees in the sum of $100.00, each, for the months of October, 2011, through September, 2015; failure to pay the default and attorney fees of $300.00; failure to pay attorney fees for a forbearance agreement and hearing on mud bog on behalf of the Beneficiary in the sum of $1,057.50; failure to pay all fees due for the release of the MacFarland deed of trust, which the Beneficiary paid in the sum of $290.00; failure to pay the 2011 real property taxes which the Beneficiary paid in the sum of $2,373.18; failure to pay the full year of 2012 taxes which the Beneficiary paid the sum of $738.07; and failure to pay the 2013 and 2014 real property taxes. The balance owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $230,777.50, plus accrued interest at the rate of 10.0% per annum from Augusts 16, 2011, plus any other costs or expenses associated with this obligation or foreclosure as provided by the Deed of Trust or Deed of Trust Note or by Idaho law. All portion of this claim shall be assumed valid unless disputed within Thirty (30) days of receiving this Notice. If disputed in writing, verification of the debt will be provided to you. If the original creditor is different from the above-named creditor, the name and address of the original creditor will also be provided. This is an attempt to collect a debt, and any information obtained will be used for that purposes. DATED this 29TH day of September, 2015. CATHERINE L. DULLEA Attorney at Law Successor Trustee SNP Legal 3447 November 24, 2015 December 1, 8, 15, 2015