Legals December 1, 2016

NOTICE TO CREDITORS Case No. CV 2016-1294 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COURT OF BONNER In the Matter of the Estates of OLIVER M. HARRIS AND JEAN R. HARRIS, Deceased. NOTICE IS HEREBY GIVEN that JANET CHERRY has been appointed personal representative for the Estates of OLIVER M. HARRIS AND JEAN R. HARRIS. All persons having claims against the deceased or his/her estates are required to present their claims within four (4) months after the date of the first publication of this notice or said claims will be forever barred. Claims must either be presented to the undersigned at the address indicated, or filed with the Clerk of the Court and a copy furnished to the Personal Representative's attorney. Dated this 10th day of November, 2016. /S/______________ REX A. FINNEY Attorney for JANEY CHERRY, Personal Representative of the Estates of OLIVER M. HARRIS AND JEAN R. HARRIS, FINNEY, FINNEY, & FINNEY, PA Attorneys at Law Old Power House Building 120 E. Lake St, Suite 317 Sandpoint, Id 83864 SNP LEGAL 4258 NOVEMBER 17, 24, 2016 DEC 1, 2016

NOTICE OF TRUSTEE'S SALE On Tuesday, the 10th day of January, 2017, at the hour of 10:00 o'clock a.m. of said day at Alliance Title & Escrow, 105 Pine St., Sandpoint, in the County of Bonner, State of Idaho, Ryan M. Fawcett, as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property situated in the County of Bonner, State of Idaho, and described as follows, to wit: LOT 7, BLOCK 1, LODGEHAVEN RANCH, ACCORDING TO THE PLAT RECORDED IN BOOK "7" OF PLATS, PAGE 251, RECORDS OF BONNER COUNTY, IDAHO. The Successor Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Section 60-113, Idaho Code, the Successor Trustee has been informed that the street address of 134 Angelwood Ln., nka 64 Angelwood Ln., Athol, Idaho, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by JAMES A HALVERSON JR., a Single Man, Grantor, to Ryan M. Fawcett, Successor Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., recorded September 8, 2015, as Instrument No. 878919, Mortgage records of Bonner County, Idaho; and assigned to the IDAHO HOUSING AND FINANCE ASSOCIATION by Assignment of Deed of Trust recorded on August 23, 2016, as Instrument No. 893836, Mortgage records of Bonner County, Idaho. THE ABOVE GRANTOR IS NAMED TO COMPLY WITH SECTION 45-1506 (4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT HE IS, OR IS NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is the failure to pay when due, monthly installment payments under the Deed of Trust Note dated September 3, 2015, in the amount of $1,300.00 each, for the months of April through August, 2016, inclusive; and for each and every month thereafter until date of sale or reimbursement. All delinquent payments are now due, plus accumulated late charges, plus any costs or expenses associated with this foreclosure. The accrued interest is at the rate of 3.625% per annum from March 1, 2016. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $214,341.95, plus accrued interest at the rate of 3.625% per annum from March 1, 2016. DATED This 8th day of September, 2016. RYAN M. FAWCETT, a Member of the Idaho State Bar, SUCCESSOR TRUSTEE SNP LEGAL 4261 NOV 17, 24, 2016 DEC 1, 8, 2016