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| February 21, 2016 8:30 AM
NOTICE OF TRUSTEE'S SALE NOTICE IS HEREBY GIVEN that on 5/16/2016 at the hour of 10:00 am of said day, at Bonner County Courthouse Front Steps, 215 S. First Ave., Sandpoint, ID 83864 the Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of Bonner, State of Idaho, and described as follows, to-wit: THE FOLLOWING-DESCRIBED PROPERTY IN BONNER COUNTY, STATE OF IDAHO, TO WIT; LOT 3 IN BLOCK 3 OF DIAMOND HEIGHTS SUBDIVISION, ACCORDING TO THE PLAT THEREOF RECORDED IN BOOK 3 OF PLATS, PAGE 116, RECORDS OF BONNER COUNTY, IDAHO. SUBJECT TO EASEMENTS, CONDITIONS, RESTRICTIONS, RESERVATIONS, COVENANTS AND RIGHTS OF WAY OF RECORD. EBING THE SAME PROPERTY CONVEYED TO LEN TEAL AND KATIE TEAL, HUSBAND AND WIFE BY DEED FROM NANCI R. SCOTT, A WIDOW, RECORDED 05/08/2001 IN DEED 581108, IN THE COUNTY RECORDER'S OFFICE OF BONNER COUNTY, IDAHO. The Seller has no knowledge of a more particular description of the above described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 99 W Diamond Heights, Old Town, ID 83822, may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 03/08/2004, by and among Len Teal and Katie Teal, Husband and Wife, as Grantor, and First American Title Company of Idaho, Inc., as Trustee, and Bank of America, N.A., as Beneficiary; said Deed of Trust having been filed of record on 03/29/2004 as Instrument No. Instr# 646755, Official Records of Bonner County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Section 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which the sale is to be made is that no monthly installment payments under a Deed of Trust Note dated 03/08/2004, in the amount of $432.04 per month for 04/01/2014 and each month thereafter have been made, together with accruing late charges, plus any other charges lawfully due under the note, deed of trust, and Idaho law. The balance owing as of 12/31/2015 on the obligation secured by said Deed of Trust is the amount of $76,555.76; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. Date 1/12/2016 Brian G. Sayer Klatt, Augustine, Sayer, Treinen & Rastede, P.C. 925 E. 4th St. Waterloo, Iowa 50703 319-234-2530 319-232-6341 SNP LEGAL 3534 JANUARY 16, 23, 30, 2016 FEBRUARY 6, 2016