Legals July 26, 2016

41-16 AMENDED NOTICE OF TRUSTEE'S SALE At 10:00 o'clock A.M. (recognized local time) on October 25, 2016, in the Office of First American Title Company, located at, 419 N 2nd Avenue, Sandpoint, Idaho, First American Title Company Inc., as Successor Trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in BONNER County, Idaho, and described as follows, to-wit: Lot 15A of MOUNTAIN PINE SHORES REPLAT of Lots 9, 10, 12, 13, 15 and 16, according to plat thereof recorded in Book 5 of Plats, Page 62, Records of Bonner County, Idaho Information concerning the foreclosure action may be obtained from the Trustee, whose telephone number is (208) 785-2515. According to the Trustee's records, the street address of 188 W. Eagle Crest Dr., Sagle, Idaho 83860 is sometimes associated with said property. Said sale will be made without covenant or warranty regarding title, possession, or encumbrances to satisfy the obligations secured by and pursuant to the power of sale conferred in the Deed of Trust executed by, Craig Mooney, married dealing with his sole and separate property, as Grantor(s), Robert S Delaney, Attorney at Law, as Trustee, for the benefit and security of, Steve Smith and Theresa Smith husband and wife, as to an undivided one-half (1/2) interest, and Rick Betts and Diane Betts, husband and wife, as to an undivided one-half (1/2) interest, as Beneficiary; said Deed of Trust was recorded May 15, 2015 as BONNER County Recorder's Instrument No. 873480. The default for which this sale is to be made is as follows: 1) Failure to pay the entire unpaid balance, together with accrued interest and other charges due and payable in full on or before May 15, 2016. 2) Failure to comply with paragraph A4 of said Deed of Trust to pay before delinquent all lawful taxes, water and sewer charges, assessments, rents and other impositions attributable to the property. Specifically, the 1st half of 2015 taxes are delinquent. The above Grantor(s) are named to comply with Section 45-1506(4)(a), Idaho Code. No representation is made that they are, or are not, presently responsible for this obligation. As of June 10, 2016 there is due and owing on the loan an unpaid principal balance of $400,000.00, accrued interest in the amount of $17,915.93, late fees in the amount of $1,333.36, and additional costs and fees in the amount of $400.87 for a total amount due of $419,650.16. Interest continues to accrue on the Note at the rate of 10% per year, on the declining balance method. After maturity or default, all sums then and thereafter owning heron shall, at the Lender's option, bear interest at the rate of 12% per year (the "Default Rate") with a per diem rate of $109.59 after June 10, 2016. All delinquencies are now due together with any late charges, advances to protect the security, and fees and costs associated with this foreclosure. The Beneficiary elects to sell or cause said property to be sold to satisfy said obligation. DATED June 20, 2016 FIRST AMERICAN TITLE COMPANY, INC., SUCCESSOR TRUSTEE By: /s/ Kaitlin Ann Gotch, Trust Officer SNP LEGAL 3907 JULY 5, 12, 19, 26, 2016

NOTICE OF PUBLIC HEARING Notice is hereby given that the Sandpoint City Council will hold a public hearing at their regular meeting on Wednesday, August 10th, 2016, at 5:30 p.m. in the council chambers at City Hall, 1123 Lake Street, Sandpoint, ID, to consider the following: AN ORDINANCE OF THE CITY OF SANDPOINT, A MUNICIPAL CORPORATION OF THE STATE OF IDAHO, IMPOSING AN IMMEDIATE MORATORIUM ON THE ACCEPTANCE OF PLANNING AND BUILDING PERMITS FOR PERSONAL WIRELESS SERVICE FACILITIES FOR A PERIOD OF 180 DAYS. Copies of the complete file for the above are available for review at the Sandpoint Planning Department. Due to time constraints, testimony may be limited to three minutes. Any person needing special accommodations to participate in the above noticed meeting should contact the City of Sandpoint 24 hours prior to the meeting at City Hall, 1123 Lake Street, Sandpoint (263-3370). LEGAL 3965 JULY 26, 2016

T.S. No. 043695-ID Parcel No.: RP004370030050A NOTICE OF TRUSTEE'S SALE On 11/21/2016 at 10:00 AM (recognized local time), at the BONNER COUNTY COURTHOUSE, 215 S. FIRST AVE., SANDPOINT, ID 83864, in the County of Bonner, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to wit: LOT 5 IN BLOCK 3 OF SPIRIT VALLEY FARMS, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK 3 OF PLATS AT PAGE 125, OFFICIAL RECORDS OF BONNER COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 607 SPIRIT VALLEY LN, BLANCHARD, ID 83804, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by KEVIN L. BAUMAN AND ROXANNE BAUMAN, HUSBAND AND WIFE, as Grantor(s), to LAND AMERICA ONE STOP, as Trustee, for the benefit and security of CITICORP TRUST BANK, FSB, as Beneficiary, dated 5/23/2009, recorded 6/4/2009, as Instrument No. 773302, official records of Bonner County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 9/1/2015 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 6/28/2016 is $87,297.35 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 6/28/16 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP SNP LEGAL 3912 JULY 19, 26, 2016 AUGUST 2, 9, 2016

T.S. No. 044856-ID Parcel No.: RPS07950000240A NOTICE OF TRUSTEE'S SALE On 11/15/2016 at 11:00 AM (recognized local time), ON THE FRONT STEPS OF THE MAIN ENTRANCE TO THE BONNER COUNTY COURTHOUSE, 215 S. 1ST AVENUE, SANDPOINT, ID 83864, in the County of Bonner, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to wit: LOT 24 OF WESTWOOD TERRACE SUBDIVISION, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 4 OF PLATS, PAGE 15, RECORDS OF BONNER COUNTY, IDAHO. TOGETHER WITH AN EASEMENT FOR INGRESS, EGRESS AND UTILITIES OVER AND ACROSS THE ROADS AS SHOWN ON THE FACE OF SAID PLAT. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 1415 MATHISON DR, SANDPOINT, ID 83864, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by GRANT LEE MERWIN AND JENNIFER G. MERWIN, HUSBAND AND WIFE, as Grantor(s), to SANDPOINT TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. SOLELY AS NOMINEE FOR MOUNTAIN WEST BANK, ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 2/19/2008, recorded 2/25/2008, as Instrument No. 746791, official records of Bonner County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 2/1/2016 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 6/27/2016 is $326,462.57 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 6/27/2016 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP SNP LEGAL 3911 JULY 12, 19, 26, 2016 AUGUST 2, 2016

Case No. CV16-67 Sheriff's Case No. C16-1010 NOTICE OF SALE Date: August 16th, 2016 Time: 10:00 am Place of Sale: Bonner County Courthouse 215 S. 1st Ave Sandpoint, Idaho 83864 IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER WELLS FARGO BANK, N.A., Plaintiff, vs. WILLIAM J. HEFNER (Deceased) and the Unknown Heirs, Assigns and Devisees of WILLIAM J. HEFNER; DONNA C. HEFNER (Deceased) and the Unknown Heirs, Assigns and Devisees of DONNA C. HEFNER; STATE OF IDAHO, ESTATE RECOVERY; POTLATCH #1 FEDERAL CREDIT UNION; SECRETARY OF HOUSING AND URBAN DEVELOPMENT; KOOTENAI TITLE COMPANY; and Does 1-10 as individuals with an interest in the real property legally described as: All the West Half of the West Half of the Southwest Quarter; Except the North 2,268.0 Feet thereof, in Section 14, Township 54 North, Range 4 West of the Boise Meridian, Bonner County, Idaho. Commonly known as: 6855 Kelso Lake Road, Athol, ID 83801. Defendants. Under and by virtue of an Order for Sale of Foreclosure executed on May 31, 2016 and entered with the Court on May 31, 2016 and Writ of Execution issued on June 28, 2016 out of and under the seal of the above-entitled Court on a Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action on the 31st day of May, 2016, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Order for Sale of Foreclosure and Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Bonner County, State of Idaho, and is described as follows, to-wit: All the West Half of the West Half of the Southwest Quarter; Except the North 2,268.0 Feet thereof, in Section 14, Township 54 North, Range 4 West of the Boise Meridian, Bonner County, Idaho. Commonly known as: 6855 Kelso Lake Road, Athol, ID 83801. NOTICE IS HEREBY GIVEN that on the 16th day of August, 2016 at the hour of 10:00 o'clock a.m., in the lobby of the Bonner County Courthouse located at 215 S 1st Ave in Sandpoint, Idaho 83864 I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder therefore in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED This 8th day of July, 2016. Daryl Wheeler BONNER COUNTY SHERIFF C. LeAnne Fleck By: Civil Clerk SNP LEGAL 3934 JULY 26, 2016 AUGUST 2, 9, 2016

NOTICE OF TRUSTEE'S SALE TS No: ID-16-735475-SW NOTICE IS HEREBY GIVEN that on 11/29/2016 , at the hour of 11:00 AM of said day, On the front steps of the main entrance of the Bonner County Courthouse, 215 South 1st Avenue, Sandpoint, ID 83864 , said Trustee will sell at public auction to the highest bidder, for cash in lawful money of the United States of America, all payable at the time of sale, the following described real property situated in the County of BONNER , State of Idaho, and described as follows, to-wit: LOT 3 IN BLOCK 1 OF PONDEROSA TERRACE ESTATES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK 3 OF PLATS AT PGE 22 OFFICIAL RECORDS OF BONNER COUNTY, IDAHO. AND LOT 4 IN BLOCK 1 OF PONDEROSA TERRACE ESTATES, ACCORDING TO THE OFFICIAL PLAT THEREOF, FILED IN BOOK 3 OF PLATS, AT PAGE 22 OFFICIAL RECORDS OF BONNER COUNTY, IDAHO. The Trustee has no knowledge of a more particular description of the above-described real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the street address of 140 CEDAR HILL, SAGLE, ID 83860 may sometimes be associated with said real property. Said sale will be made, without covenant or warranty regarding title, possession or encumbrances, to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust made and entered into on 9/12/2008 , by and among WESTLEY S SOMMERS, AN UNMARRIED PERSON AND GEORGE D ZIMMERMAN, A MARRIED PERSON, AS HIS SOLE AND SEPARATE PROPERTY , as Grantor, and ALLIANCE TITLE & ESCROW , as Trustee, a nd MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR MOUNTAIN WEST BANK , as Beneficiary; said Deed of Trust having been filed of record on 9/12/2008 , as Instrument No. 758543 Official Records of BONNER County, Idaho. The naming of the above Grantor(s) is done to comply with Idaho Code Sections 45-1506(4)(a); no representation is made as to the responsibility of Grantor(s) for this obligation. The default for which this sale is to be made is: The monthly installment of $536.63, which may include principal, interest and escrow, due on 7/1/2015, and all subsequent installments of principal and interest through the date of this Notice, plus amounts that are due for late charges, delinquent property taxes, insurance premiums, advances made on senior liens, taxes and/or insurance, trustee's fees, and any attorney fees and court costs arising from or associated with the beneficiaries efforts to protect and preserve its security, all of which must be paid as a condition of reinstatement, including all sums that shall accrue through reinstatement or pay-off. Nothing in this notice shall be construed as a waiver of any fees owing to the Beneficiary under the Deed of Trust pursuant to the terms of the loan documents. The balance due and owing as of the date hereof on the obligation secured by said Deed of Trust is the amount of $79,788.35 in principal; plus accrued interest at the rate of 6.0000 percent per annum from 7/1/2015 adjusting, if at all, pursuant to the terms of the note; plus service charges, late charges, and any other costs or expenses associated with this foreclosure as provided by the Deed of Trust or Deed of Trust Note, or by Idaho law. LANCE E. OLSEN MAY BE CONSIDERED A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Dated this 13th day of July, 2016. Lance E. Olsen, Trustee By: Lance E. Olsen IDSPub #0111557 7/19/2016 7/26/2016 8/2/2016 8/9/2016 SNP LEGAL 3947 JULY 19, 26, 2016 AUGUST 2, 9, 2016

NOTICE OF VACANCY ON SAGLE FIRE DISTRICT BOARD OF FIRE COMMISSIONERS Notice is hereby given that: One vacancy has occurred for Sagle Fire District Commissioners in sub-district 5. Letters of interest can be sent to Sagle Fire District, 1123 Lake Street, Sandpoint, ID 83864-1714. Please respond by 4:00 p.m. on Friday, August 19, 2016. The Board will vote to fill the vacancy at their regular scheduled meeting on Tuesday, September 13, 2016, 8:30 a.m., at 2689 Gun Club Road, Sagle, ID. SNP LEGAL 3953 JULY 23, 26, 30, 2016 AUGUST 2, 6, 9, 13, 16, 2016

Idaho Housing and Finance Association HOME Investment Partnership Program Notice of Funding Availability and Application Deadline for Multifamily Rental Housing Development Activities Notice is given of the availability of approximately $4 Million in HOME Program funds to be awarded to eligible multifamily rental housing activities located in Idaho. Applications must meet minimum threshold to be accepted for additional review and competitive scoring. Application requirements are identified in Chapter 8, 2016 HOME Administrative Plan https://www.idahohousing.com/federal-programs/home-program Single-family development activities will not be accepted under this NOFA. Pre-1978 rental housing is not eligible for funding under this NOFA. Applications can be mailed or hand-delivered and received no later than 5:00 p.m., September 2, 2016 by IHFA's Grant Programs located at Park Plaza, 565 W. Myrtle, Boise Idaho 83702. Applicant must be an experienced non-profit housing development organization, private housing developer, or unit of local government, and a registered business entity with the State of Idaho. Previous experience should be developing federally-funded multifamily rental housing. Other requirements will apply. 2016 online multi-family rental application is available at http://www.idahohousing.com/ihfa/multifamily-housing/low-income-housing-tax-credits-lihtc.aspx 2016 HOME application scoring matrix found at https://www.idahohousing.com/documents/2016-home-multifamily-rental-application-scoring-criteria.pdf For additional information, contact 1-877-4GRANTS (447-2687), TDD (800) 545-1833 or jerik@ihfa.org SNP LEGAL 3962 JULY 26, 2016

NOTICE OF PUBLIC HEARINGS NOTICE IS HEREBY GIVEN that the City of Ponderay City Council will hold a public hearing on August 15, 2016 at 6:00 p.m., Council Chambers of Ponderay City Hall, 288 Fourth Street, Ponderay, Idaho, to consider the following request: File SS16-14 - Preliminary Plat - Richard and Donna Trussell are requesting subdivision approval to divide Block 2, Lot 1 of A Plat of Triangle Commercial Park into two commercial lots The subject property is located on Triangle Drive in Section 11, Township 57 North, Range 2 West, B.M. The site is zoned Commercial. The Planning & Zoning Commission recommended approval of this application at their July 13, 2016 public hearing. Any person needing special accommodations to participate in the public hearing should contact the Ponderay Planning Department at (208) 265-5468 at least 48 hours before the hearing. All written comments will be accepted up until one week prior to the hearing. Written comments of less than one page and oral testimony will be accepted until the close of the public comment portion of the hearing. Comments may be mailed to Ponderay - City Planning, P.O. Box 500, Ponderay, ID 83852 or via e-mail to dcarlson@ponderay.org Additional information is available at the planning department. SNP LEGAL 3963 JULY 26, 2016

NOTICE OF ADMINISTRATIVE PLAT REVIEW NOTICE IS HEREBY GIVEN that the Bonner County Planning Department is in receipt of a preliminary plat (subdivision) application for the following: File SS1859-16 - Muskrat Lake, Replat of Lot 15 - Preliminary Plat - Hopkins Muskrat, LLC., c/o Aaron VanDerAn is requesting preliminary plat approval to subdivide Lot 15, of Muskrat Lake from a 19.55 acre parcel to three lots of 7.54 acres to 6 acres meeting density of the zone. The subject property is zoned Rural 5. The site is located off Muskrat Lake road approximately 10-miles southwest of Sandpoint in Section 35, Township 57 North, Range 3 West, B.M. Bonner County Revised Code 12-653 authorizes this application to be considered administratively, allowing time for agency and public comment. You are invited to comment on this application. Written comments must be received by the Bonner County Planning Department by 5 p.m. August 25, 2016. Comments can be sent to the Bonner County Planning Department, 1500 Highway 2, Suite 208, Sandpoint, Idaho 83864; faxed to (208) 265-1463 or e-mailed to planning@bonnercountyid.gov. Additional information is available at the Bonner County Planning Department. A report regarding this application will be available at the close of the comment period on the Planning Department web site at www.bonnercountyid.gov or by contacting the department. The applicant or interested parties may provide additional comment no later than 10 days after the issuance of the staff report. Following the 10-day response period, the planning director may take action on the proposed subdivision. Any determination made by the planning director in the administration of this short plat may be appealed to the Board of County Commissioners in writing within 10 days of the date of administrative determination. SNP LEGAL 3964 JULY 26, 2016