Legals June 9, 2016

TRUSTEE'S NOTICE OF SALE Reference is made to that certain trust deed made by Michele L Denune, "as an unmarried woman" as grantor, to Alliance Title and Escrow Corporation as trustee, in favor of Mortgage Electronic Registration Systems, Inc., solely as nominee for USAA Federal Savings Bank, its successors and assigns as beneficiary, dated November 15, 2007, recorded November 19, 2007, in the mortgage records of Bonner County, Idaho, as Document No. 741168, and assigned to Ocwen Loan Servicing, LLC by assignment recorded on August 13, 2015 in the records of Bonner County, Idaho, as Document No. 877753, covering the following described real property situated in said county and state, to wit: LOTS 20, 21, 22, 23 AND 24 IN BLOCK 2 OF NORTON`S ADDITION TO NEWPORT, IDAHO, ACCORDING TO THE PLAT THEREOF, RECORDED IN BOOK 1 OF PLATS, PAGE 33, RECORDS OF BONNER COUNTY, IDAHO. PROPERTY ADDRESS: 302 S Blackhawk Avenue, Old Town, ID 83822-9560 There is a default by the grantor or other person owing an obligation or by their successor in interest, the performance of which is secured by said trust deed, or by their successor in interest, with respect to provisions therein which authorize sale in the event of default of such provision. The default for which foreclosure is made is grantors' failure to pay when due the following sums: monthly payments beginning November 1, 2013 through May 20, 2016 in the principal amount of $5,920.80; plus interest due of $18,701.88; plus escrow payment of $8,675.37; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein; and prepayment penalties/premiums, if applicable. By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $118,616.60 with interest thereon at the current rate of 6.25000 percent per annum beginning October 1, 2013 in the amount of $19,067.53; plus escrow advances of $7,731.53; plus escrow payments $40.53; plus late charges of $516.23; plus other fees and costs in the amount of $4,471.75; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; any further sums advanced by the beneficiary for the protection of the above described property and its interest therein; and prepayment penalties/premiums, if applicable. WHEREFORE, notice is hereby given that the undersigned trustee will on September 20, 2016, at the hour of 11:00 AM, on the front steps of the main entrance of the Bonner County Courthouse, 215 S. 1st Avenue, Sandpoint, ID 83864, in the City of Sandpoint, County of Bonner, State of Idaho, sell at public auction to the highest bidder for cash the interest in the real property described above, which the grantor had or had power to convey at the time of the execution by grantor of the trust deed together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of the sale, including reasonable charges by the trustee. In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by the trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Robinson Tait, P.S. 710 Second Ave, Suite 710 Seattle, WA 98104 SNP LEGAL 3918 MAY 19, 26, 2016 JUNE 2, 9, 2016

NOTICE OF TRUSTEE'S SALE On Tuesday, the 4th day of October, 2016, at the hour of 10 o'clock A.M., of said day at the office of the Trustee at 414 Church St., Ste. 203 Sandpoint, ID 83864, Toby McLaughlin, as Trustee, will sell at public auction, to the highest bidder, for cash (the Trustee is authorized to make a credit bid for the Beneficiary) in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Bonner County, State of Idaho, to-wit: Lot 3 of LAZY LIGHTNING ACRES, according to the plat thereof, recorded in Book 6 of Plats, Page 168, records of Bonner County, Idaho. For the purposes of compliance with Idaho Code 60-113, the Trustee has been informed that the address of 597 Wellington Road, Sandpoint, ID 83864 may sometimes be associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of Trust executed by Robert J. Ravenscroft, a Single Man, and Naomi K. Eisler, a Single Woman, collectively, as Grantors, to Sandpoint Title Insurance, an Idaho corporation, as Trustee, for the benefit and security of Cherokee Consulting Inc., ISAOA, as Beneficiary; said Deed of Trust having been recorded on October 26, 2012, as Instrument No. 834581, records of Bonner County, Idaho. Toby McLaughlin of Berg & McLaughlin Chtd. has been appointed as Successor Trustee, per the Appointment of Successor Trustee recorded in the records of Bonner County on May 10, 2016, under instrument number 888713. The default for which this sale is to be made is failure of the Grantors to pay when due, monthly, interest only installment payments, as set forth on the Note, secured by said Deed of Trust in the amount of $178.80 per month, with said payments being unpaid since October 26, 2014, and the 26th day of each and every month thereafter until principal amount is paid in full. Due to the default by the Grantors, the Beneficiary has called all amounts owing thereunder due in full immediately. All amounts, including interest, are now due and payable along with all costs and fees associated with this foreclosure. The principal balance owing as of this date on the obligation secured by said Deed of Trust is $40,736.11, plus unpaid taxes, as well as accruing interest, fees and costs. Dated this 19th day of May, 2016. Toby McLaughlin, Berg & McLaughlin, Chtd. Successor Trustee SNP LEGAL 3841 MAY 26, 2016 JUNE 2, 9, 16, 2016

CASE NO. CV16-3286 NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF KOOTENAI IN THE MATTER OF THE ESTATE OF: DEBORAH A. HARSHMAN Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 20th day of April, 2016. Personal Representative: /S/ Richard Harshman Name: Richard Harshman Address: 1003 Barnhardt Rd. Careywood, ID 83809 Telephone Number: (541)805-8034 SNP LEGAL 3848 MAY 26, 2016 JUNE 2, 9, 2016

Case No. CV 2016- 565 NOTICE TO CREDITORS (I.C. \u00DF 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN THE MATTER OF THE ESTATE OF: CYNTHIA R. LOW, Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named Decedent. All persons having claims against the Decedent or the Estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 16th day of May, 2016. James H. Low, Jr. c/o M. Gregory Embrey WITHERSPOON KELLEY 608 Northwest Boulevard, Suite 300 Coeur d'Alene, Idaho 83814 (208) 667-4000 SNP LEGAL 3849 MAY 26, 2016 JUNE 2, 9, 2016

The following application(s) have been filed to appropriate the public waters of the State of Idaho: 96-9609 STACY BELL-POWELL 10932 81ST EDMONTON, AB T5H 1L5 CA Point of Diversion SESE S22 T57N R02W BONNER County Source PEND OREILLE RIVER tributary COLUMBIA RIVER Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 3/17/2016 Place of Use: DOMESTIC T57N R02W S22 SESE Domestic use is for 1 home with up to 1/2 acre irrigation. 96-9610 RESORT WATER CO INC 165 VILLAGE LN STE A SANDPOINT, ID 83864 Point of Diversion NWSW S20 T58N R02W BONNER County Point of Diversion SWNW S20 T58N R02W BONNER County Point of Diversion SWNW S20 T58N R02W BONNER County Point of Diversion NWSW S20 T58N R02W BONNER County Source for all: GROUND WATER Use: MUNICIPAL 01/01 to 12/31 0.45 CFS Total Diversion: 0.45 CFS Date Filed: 2/10/2016 Place of Use: MUNICIPAL Municipal use is within service area of applicant. 97-7531 DAN TERRY 4827 GLEASON MC ABEE FALLS RD PRIEST RIVER, ID 83856 Point of Diversion SWSWNE S8 T58N R04W BONNER County Source SPRING tributary SINKS Use: POWER 01/01 to 12/31 0.12 CFS Total Diversion: 0.12 CFS Date Filed: 3/4/2016 Place of Use: POWER T58N R04W S8 SWNE 97-7532 DAN TERRY 4827 GLEASON MC ABEE FALLS RD PRIEST RIVER, ID 83856 Point of Diversion L2(SENE) S8 T58N R04W BONNER County Source PRIEST RIVER tributary PEND OREILLE RIVER Point of Diversion SWSWNE S8 T58N R04W BONNER County Source SPRING tributary SINKS Use:DIVERSION to STORAGE 01/01 to 12/31 0.75 CFS Use: FIRE PROTECTION Storage 01/01 to 12/31 134.4 AF Use: IRRIGATION from Storage 01/01 to 12/31 90 AF Use: IRRIGATION Storage 01/01 to 12/31 224.4 AF Use: RECREATION Storage 01/01 to 12/31 134.4 AF Use: STOCKWATER from Storage 01/01 to 12/31 0.4 AF Use: STOCKWATER Storage 01/01 to 12/31 134.8 AF Total Diversion: 0.75 CFS Date Filed: 3/21/2016 Place of Use: DIVERSION to Storage T58N R04W S8 SWNE L2(SENE) Place of Use: FIRE PROTECTION Storage T58N R04W S8 SWNE Place of Use: RECREATION Storage T58N R04W S8 SWNE Place of Use: STOCKWATER Storage T58N R04W S8 SWNE Place of Use: IRRIGATION Storage T58N R04W S8 SWNE NESW Place of Use: IRRIGATION from Storage T58N R04W S8 (NENE) SWNE L2(SENE) Place of Use: STOCKWATER from Storage T58N R04W S8 SWNE Total Acres: 30 Stockwater use is for 30 head of cattle. Recreation use is for fishing, swimming, & similar activities. 97-7534 STATE OF IDAHO DEPT OF LANDS 300 N 6TH ST STE 103 PO BOX 83720 BOISE, ID 83720-0050 DANIEL STOWE 8113 N MEGHAN SPOKANE, WA 99208 Point of Diversion NENWNW S8 T59N R04W BONNER County Source SPRING tributary SINKS Use: DOMESTIC 01/01 to 12/31 0.04 CFS Total Diversion: 0.04 CFS Date Filed: 3/15/2016 Place of Use: DOMESTIC T59N R04W S5 L3(NWSW) Domestic use is for 1 home & up to 1/2 acre irrigation. Permits will be subject to all prior water rights. For additional information concerning the property location, contact Northern Region office at (208) 762-2800; or for a full description of the right(s), please see: http://www.idwr.idaho.gov/apps/ExtSearch/WRApplicationResults/. Protests may be submitted based on the criteria of Idaho Code \u00DF 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 Mineral Drive, Suite 100, Coeur D' Alene ID 83815 together with a protest fee of $25.00 for each application on or before 6/20/2016. The protestant must also send a copy of the protest to the applicant. GARY SPACKMAN, Director SNP LEGAL 3861 JUNE 2, 9, 2016