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Legals November 2, 2016

| November 2, 2016 1:30 AM

File No.: 330898 Customer Ref No. 38149505 NOTICE OF TRUSTEE'S SALE On February 6, 2017 at the hour of 10:30AM, of said day, in the office of Alliance Title & Escrow Corp. located at 105 Pine St., Sandpoint, ID 83864. Alliance Title & Escrow Corp., as trustee, will sell at public auction, to the highest bidder, for cash, cashiers check, certified check or tellers check, (from a bank which has a branch in the community at the site of the sale), money order, State of Idaho check or local government check, or cash equivalent in lawful money of the United States, all payable at the same time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to wit: Lot 8 of Loman's Subdivision, according to the plat thereof, recorded in Book 3 of Plats, page 141 records of Bonner County, Idaho. THE TRUSTEE HAS NO KNOWLEDGE OF A MORE PARTICULAR DESCRIPTION OF THE ABOVE-DESCRIBED REAL PROPERTY, BUT FOR PURPOSES OF COMPLIANCE WITH IDAHO CODE, SECTION 60-113, THE TRUSTEE HAS BEEN INFORMED THAT THE STREET ADDRESS OF: 416 Loman Circle, Sandpoint, ID 83864, MAY SOMETIMES BE ASSOCIATED WITH SAID REAL PROPERTY. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by James Donovan Jr., as Grantor to Alliance Title & Escrow Corp., as Trustee, for the benefit and security of The United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture (formerly Farmers Home Administration or Rural Economic & Community Development as Beneficiary, recorded May 14, 2010 as Instrument No. 792404, Mortgage records of Bonner County, Idaho. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(a), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THIS OBLIGATION. The default for which this sale is to be made is failure to: Make principal and interest payments as set forth on said Deed of Trust and Promissory Note. The original loan amount was $155,000.00 together with interest thereon at the rate of 4.8750% per annum, as evidenced in Promissory Note dated May 14, 2010. Payments are in default for the months of September 2014 through and including September 2016 in the amount of $718.34 per month and continuing each and every month thereafter until date of sale or reinstatement. The balance now due is $156,373.53 in Principal; Interest is $16,395.15, subsidy granted is $15,706.68 and fees currently assessed are $2,019.26 computed through September 6, 2016 with interest accruing thereafter at the daily rate of $21.1252. In addition to the above, there is also due any late charges, advances, escrow collection fees, attorney fees, fees or costs associated with this foreclosure. The balance owing as of this date on the obligation secured by said deed of trust is $172,080.21, excluding interest, costs and expenses actually incurred in enforcing the obligations thereunder or in this sale, as trustee's fees and/or reasonable attorney's fees as authorized in the promissory note secured by the aforementioned Deed of Trust. Dated: October 5, 2016 Alliance Title & Escrow Corp. By: Erica Braun, Trust Officer 877-947-1553 This communication is on behalf of a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. SNP LEGAL 4191 OCTOBER 19, 26, 2016 NOVEMBER 2, 9, 2016

STATE TIMBER SALE CR200342, JUICYFRUIT A public oral auction will be conducted at the Idaho Department of Lands office, 2550 Highway 2 W., Sandpoint, ID 83864, at 9:00 a.m. local time, on Thursday, November 17, 2016 for an estimated 1,615 MBF of timber marked or otherwise designated for cutting. In addition, there is an unestimated volume of forest products that may be removed at the option of the purchaser. Prior to bidding, eligible bidders shall present a certified check or bank draft payable to Treasurer, State of Idaho, or a bid bond acceptable to the State, in the amount of $49,178.40 which is 10% of the appraised net sale value of $491,784.00. The successful bidder's deposit will be forfeited to the State should the bidder fail to complete the contract. The State will not accept bids from parties who are delinquent on payments on existing state contracts. The average starting minimum bid price is $304.52 per MBF. The sale is located within Section 10, Township 56N, Range 05W, B.M., Bonner County, State of Idaho. Sale duration is 3 years. The sale may include blowdown and/or insect and disease infected timber which may result in additional volume and recovery reductions. Interested purchasers should carefully examine the sale and make their own estimates as to volume recovery, surface conditions, and proposed construction prior to bidding on the sale. Additional information concerning the timber and conditions of sale is available to the public and interested bidders on the department's timber sale website at https://apps.idl.idaho.gov/timbersale or from the Idaho Department of Lands office, Sandpoint, Idaho. Please note purchaser insurance requirements posted on the timber sale website. The State Board of Land Commissioners reserves the right to reject any and all bids provided that good and sufficient grounds for rejecting the bid shall be stated in the rejection notice and shall not be in violation of applicable law. If you are disabled and need some form of accommodation, please call (208) 263-5104 five days prior to the date of sale. For text telephone services, please call 1-800-377-3529. SNP LEGAL 4218 OCTOBER 26, 2016 NOVEMBER 2, 9, 16, 2016

T.S. No. 046179-ID Parcel No.: RP56N02E238800A NOTICE OF TRUSTEE'S SALE On 1/31/2017 at 9:00 AM (recognized local time), on the FRONT STEPS OF THE MAIN ENTRANCE TO THE BONNER COUNTY COURTHOUSE, located at 215 S. 1ST AVENUE, SANDPOINT, ID 83864, in the County of Bonner, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to wit: PART OF SECTION 23, TOWNSHIP 56 NORTH, RANGE 2 EAST, BOISE MERIDIAN, BONNER COUNTY, IDAHO, DESCRIBED AS FOLLOWS: COMMENCING AT THE SOUTH QUARTER CORNER OF SAID SECTION 23, THENCE SOUTH 89°11'02" EAST ALONG THE SOUTH LINE OF SAID SECTION 23, 49.84 FEET TO THE POINT OF BEGINNING FOR LOT 70; THENCE NORTH 0°16'46" WEST 659.67 FEET; THENCE SOUTH 89°13'14" EAST 150.42 FEET TO A POINT OF CURVATURE; THENCE ON A CURVE TO THE LEFT HAVING A RADIUS OF 450.00 FEET THROUGH A CENTRAL ANGLE OF 14°58'15" AN ARC DISTANCE OF 117.58 FEET THENCE SOUTH 14°11'29" EAST 698.63 FEET TO A POINT ON THE SOUTH LINE OF SAID SECTION 23; THENCE NORTH 89°11'02" WEST ALONG SAID SOUTH LINE 435.00 FEET TO THE POINT OF BEGINNING. (ALSO KNOWN AS LOT 70 OF THE UNRECORDED PLAT OF LIGHTNING CREEK ESTATES.) The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 526 MOUNTAIN VIEW RD, CLARK FORK, ID 83811, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by CAMEO J GALLOWAY, A MARRIED WOMAN & CATHARINE J DUNCAN, AN UNMARRIED WOMAN, as Grantor(s), to FIRST AMERICAN TITLE, as Trustee, for the benefit and security of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., SOLELY AS NOMINEE FOR METLIFE HOME LOANS, A DIVISION OF METLIFE BANK, N.A., ITS SUCCESSORS AND ASSIGNS, as Beneficiary, dated 6/17/2010, recorded 6/22/2010, as Instrument No. 794331, and later modified by a Loan Modification Agreement recorded on 4/02/2014, as Instrument 857746, official records of Bonner County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 5/1/2015 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 9/21/2016 is $236,402.75 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 9/21/2016 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP SNP LEGAL 4157 OCTOBER 12, 19, 26, 2016 NOVEMBER 2, 2016