Legals October 25, 2018

PUBLIC NOTICE NOTICE IS HEREBY GIVEN that a General Election will be held in Bonner County, Idaho on Tuesday, November 6, 2018 at each of the polling places noted below. On said General Election Day the polls will be open continuously from 8:00 AM until 8:00 PM. Each polling place is handicapped accessible. In addition to the General Election, the Bonner County Soil and Water Conservation District will be conducting an election for two open seats on the Board of Commissioners, also the Bayview Water and Sewer District will be conducting a special bond election. Only registered voters residing within the Bayview Water and Sewer District will be eligible to vote for this election. The State of Idaho will also be holding an election for two propositions. Proposition One is an initiative authorizing historical horse racing at certain locations where live or simulcast horse racing occurs and allocating revenue therefrom. Proposition Two is an initiative to provide that the state shall amend its state plan to expand Medicaid eligibility to certain persons. The location for all polling places in the above legal notice are as follows: Airport Bonner County Extension 4205 North Boyer Rd, Sandpoint Algoma Sagle Fire District Station 2689 Gun Club Rd, Sagle Baldy VFW Post 2453 1325 Pine St, Sandpoint Beach Sandpoint Community Hall 204 S. First Ave, Sandpoint Blue Lake Blue Lake Community Hall 9518 Eastside Rd, Priest River Careywood Careywood Fire Station 456055 Hwy 95, Careywood Clark Fork Clark Fork City Hall 110 E. Third St, Clark Fork Cocolalla LDS Westmond Ward 331 Westmond Rd, Sagle Colburn Northside Fire Station #4 64 Samuels Rd, Sandpoint Dover Dover City Hall 699 Lakeshore Ave, Dover East Priest River Priest River City Hall 552 High St, Priest River Edgemere Edgemere Grange Hall 3273 Bandy Rd, Priest River Gamlin Lake Garfield Bay Sewer District Office 1585 Garfield Bay Cutoff Rd, Sagle Grouse Creek Northside Christian Fellowship 4400 Colburn Culver Rd, Sandpoint Hope Memorial Community Center 415 Wellington Place, Hope Humbird Sandpoint United Methodist Church 711 Main St, Sandpoint Kelso Careywood Fire Station 456055 Hwy 95, Careywood Kootenai Cedar Hills Church 227 McGhee Rd, Sandpoint Laclede Laclede Community Hall 24 Moore Loop, Laclede Lakeview Clark Fork Public Library 601 Main St, Clark Fork Lamb Creek Priest Lake Elementary School 27732 Highway 57, Priest Lake Oden Oden Community Hall 143 Sunnyside Rd, Sandpoint Oldtown Oldtown Rotary Park Visitor Center 68 Old Diamond Mill Rd, Oldtown Priest Lake Coolin Civic Organization 5361 Dickensheet Rd, Coolin Sagle Sagle Senior Center 650 Monarch Rd, Sagle Selle Northside Christian Fellowship 4400 Colburn Culver Rd, Sandpoint Southside LDS Westmond Ward 331 Westmond Rd, Sagle Spirit Valley Blanchard Grange Hall 36 Mason Rd, Blanchard Washington First Lutheran Church 526 Olive Ave, Sandpoint Westmond Cocolalla Bible Camp 209 Cocolalla Loop Rd, Cocolalla West Priest River VFW Hall (Post 2909) 113 Larch St, Priest River Wrenco Westside Fire Station 15 Helen Thompson Rd, Sandpoint Absentee Voting Bonner County Admin Bldg. 1500 Hwy 2, Suite 124, Sandpoint (In person Absentee Voting available at the Elections Office in the County Administration Building, 1500 Highway 2, Suite 124, Sandpoint, Idaho Mon-Fri, 9:00 AM to 5:00 PM until November 2, 2018.) SNP LEGAL 6296 AD# 238448 OCTOBER 25, 2018

PUBLIC NOTICE The following application(s) have been filed to appropriate the public waters of the State of Idaho: 96-9724 MARK HIXSON MICHELLE HIXSON 3784 COLBURN CULVER RD SANDPOINT, ID 83864 Point of Diversion SWSW S3 T58N R01W BONNER County Source GROUSE CREEK Tributary PACK RIVER Use: IRRIGATION 04/01 to 10/31 0.06 CFS Total Diversion: 0.06 CFS Date Filed: 9/27/2018 Place Of Use: IRRIGATION T58N R01W S3 SWSW Total Acres: 2 96-9726 TODD HARKINS 24 SHIRAS DR SANDPOINT, ID 83864 Point of Diversion NWSW S16 T57N R02W BONNER County Source UNNAMED STREAM Tributary SYRINGA CREEK Use: IRRIGATION FROM STORAGE 04/01 to 10/31 6 AF Use: IRRIGATION STORAGE 01/01 to 12/31 6 AF Use: RECREATION STOR- AGE 01/01 to 12/31 4.2 AF Use: STOCKWATER FROM STORAGE 01/01 to 12/31 0.1 AF Use: STOCKWATER STOR- AGE 01/01 to 12/31 0.1 AF Use: WILDLIFE STORAGE 01/01 to 12/31 4.2 AF Total Diversion: 10.4 AF Date Filed: 10/3/2018 Place Of Use: WILDLIFE STORAGE T57N R02W S16 NWSW Place Of Use: RECREATION STORAGE T57N R02W S16 NWSW Place Of Use: IRRIGATION STORAGE T57N R02W S16 NWSW Place Of Use: STOCKWATER STORAGE T57N R02W S16 NWSW Place Of Use: STOCKWATER FROM STORAGE T57N R02W S16 NWSW Place Of Use: IRRIGATION FROM STORAGE T57N R02W S16 NWSW Total Acres: 2 Permits will be subject to all prior water rights. For additional information concerning the property location, contact Northern Region office at (208) 762-2800. Protests may be submitted based on the criteria of Idaho Code § 42-203A. Any protest against the approval of this application must be filed with the Director, Dept. of Water Resources, Northern Region, 7600 N MINERAL DR STE 100, COEUR D ALENE ID 83815-7763 together with a protest fee of $25.00 for each application on or before 11/5/2018. The protestant must also send a copy of the protest to the applicant. GARY SPACKMAN, Director Published on 10/18/2018 and 10/25/2018 SNP LEGAL 6279 AD# 236501 OCTOBER 18, 25, 2018

NOTICE OF TRUSTEE'S SALE To be sold for cash at a Trustee's Sale on February 25, 2019, 10:00 AM at the Bonner County Courthouse, 215 South First Avenue, Sandpoint, ID 83864, the following described real property situated in Bonner County, State of Idaho ("Real Property"); Lot 9, Block 2, Buck Run according to the plat thereof recorded in Book 6 of Plats, at Page 156, Records of Bonner County, Idaho Commonly known as: 203 Buck Run, Sagle, ID 83860 Jeffrey Cates and Jennifer Plaster, as Trustors conveyed Real Property via a Trust Deed dated October 18, 2006, in favor of Mortgage Electronic Registration Systems, Inc., as nominee for Accredited Home Lenders, Inc., a California Corporation, its successors and assigns as Beneficiary, in which North Idaho Title was named as Trustee. The Trust Deed was recorded in Bonner County, Idaho, on October 31, 2006, as Instrument No. 716315, of Official Records. The Deed of Trust was assigned for value as follows: Assignee: Deutsche Bank National Trust Company, as Indenture Trustee, on behalf of the holders of the Accredited Mortgage Loan Trust 2007-1 Asset Backed Notes Assignment Dated: December 27, 2010 Assignment Recorded: January 19, 2011 Assignment Recording Information: Instrument No. 804758 Benjamin J. Mann is the Successor Trustee pursuant to a Substitution of Trustee recorded in the office of the Clerk and Recorder of Bonner, State of Idaho on May 18, 2017 at Instrument No. 905398, of Official Records. The Beneficiary has declared a default in the terms of said Deed of Trust due to Trustor's failure to make monthly payments beginning January 1, 2012, and each month subsequent, which monthly installments would have been applied on the principal and interest due on said obligation and other charges against the property or loan. By reason of said default, the Beneficiary has declared all sums owing on the obligation secured by said Trust Deed immediately due and payable. The total amount due on this obligation is the principal sum of $478,543.57, interest in the sum of $247,975.65, escrow advances of $70,461.88, other amounts due and payable in the amount of $15,125.52, for a total amount owing of $812,106.62, plus accruing interest, late charges, and other fees and costs that may be incurred or advanced. The Beneficiary anticipates and may disburse such amounts as may be required to preserve and protect the property and for real property taxes that may become due or delinquent, unless such amounts of taxes are paid by the Trustors. If such amounts are paid by the Beneficiary, the amounts or taxes will be added to the obligations secured by the Deed of Trust. Other expenses to be charged against the proceeds of this sale include the Trustee's fees and attorney's fees, costs and expenses of the sale, and late charges, if any. Beneficiary has elected, and has directed the Trustee to sell the above described property to satisfy the obligation. The sale is a public sale and any person, including the Beneficiary, may bid at the sale. The bid price must be paid immediately upon the close of bidding in cash or cash equivalents (valid money orders, certified checks or cashier's checks). The conveyance will be made by Trustee's Deed, without any representation or warranty, including warranty of title, express or implied, as the sale is made strictly on an as-is, where-is basis, without limitation, the sale is being made subject to all existing conditions, if any, of lead paint, mold or other environmental or health hazards. The Trustors, successor in interest to the Trustors, or any other person having an interest in the property, or any person named in IRC § 45-1506, has the right, at any time prior to the Trustee's Sale, to pay to the Beneficiary, or the successor in interest to the Beneficiary, the entire amount then due under the Deed of Trust and the obligation secured thereby (including costs and expenses actually incurred and attorney's fees) other than such portion of the principal as would not then be due had no default occurred and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and Deed of Trust with Successor Trustee's and attorney's fees. In the event that all defaults are cured the foreclosure will be dismissed and the foreclosure sale will be canceled. The scheduled Trustee's Sale may be postponed by public proclamation up to 30 days for any reason. If the Trustee is unable to convey title for any reason, the successful bidder's sole and exclusive remedy shall be the return of monies paid to the Successor Trustee and the successful bidder shall have no further recourse. The above Trustors are named to comply with IRC §45-1506(4)(a). No representation is made that they are, or are not, presently responsible for this obligation. This is an attempt to collect a debt and any information obtained will be used for that purpose. Dated this 16th day of October, 2018. Benjamin J. Mann Substitute Trustee 376 East 400 South, Suite 300, Salt Lake City, UT 84111 Telephone: 801-355-2886 Office Hours: Mon.-Fri., 8AM-5PM (MST) File No. 48426 SNP LEGAL 6298 AD# 238759 OCTOBER 25, NOVEMBER 1, 8, 15, 2018

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Ben and Genevieve McGrann have made application to riprap their shoreline on the Pend O'reille River. Location: Parcel RPD37670070030A, 401 Lakeshore Ave, Dover, ID in Section 32 Township 57 North, Range 2 West; B.M., in Bonner County. Written objections to or re- quests for hearing in this mat- ter must be on file with the Idaho Department of Lands, 2550 Highway 2 West Sandpoint ID 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be ob- tained from Trevor Anderson, Resource Specialist on behalf of Navigable Waters Program - at the above address or by calling (208) 263-5104. /S/ Tom Fleer, Area Manager Idaho Department of Lands SNP LEGAL 6280 AD# 236813 OCTOBER 18, 25, 2018

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Chase and Mahle Williams have made application to riprap their shoreline on the Pend O'reille River. Location: Parcel RPD37670070040A, 403 Lakeshore Ave, Dover, ID in Section 32 Township 57 North, Range 2 West; B.M., in Bonner County. Written objections to or re- quests for hearing in this mat- ter must be on file with the Idaho Department of Lands, 2550 Highway 2 West Sandpoint ID 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be ob- tained from Trevor Anderson, Resource Specialist on behalf of Navigable Waters Program - at the above address or by calling (208) 263-5104. /S/ Tom Fleer, Area Manager Idaho Department of Lands SNP LEGAL 6281 AD# 236823 OCTOBER 18, 25, 2018

NOTICE OF TRUSTEE'S SALE On Friday, the 1 Ith day of January, 2019, at the hour of 10 o'clock A.M., of said day at the office of the Trustee at 301 Cedar Street, Ste. 204, Sandpoint, Idaho, 83864, Stephen T. Snedden, as Trustee, will sell at public auction, to the highest bidder, for cash (the Trustee is authorized to make a credit bid for the Beneficiary) in lawful money of the United States of America, all payable at the time of the sale, the following described real property, situated in Bonner County, State of Idaho, to-wit: Lots 1, 2 and 5 of Fitzgerald Subdivision according to the official plat thereof, filed in Book 5 of Plats at Page 2, re cords of Bonner County, Idaho. For the purposes of compliance with Idaho Code 60-113, the Trustee has been informed that the address of 50 Westmond Road, Sagle, Idaho 83860 may sometimes be associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of Trust executed by Nancy E. Fitzgerald, an unmarried woman (also known of record as Nancy Fitzgerald), as Grantor, Alliance Title & Escrow, as Trustee, for the benefit and security of Amos F. Flatfield and Judith Audrey Hatfield Family man as Trust his sole dated and April separate 17, 1996, property, as to as an to undivided an undivided 60.61% 39.39% interest, interest, and Randall as Beneficiaries; C. Powers, said a Deed married of Trust having been recorded on June 13, 2014, as Instrument No. 860505, records of Bonner County, Idaho. The above Grantors are named to comply with Idaho Code Section 45-1506(4)(a). No representation is made that they are or are not presently responsible for this obligation. The default for which this sale is to be made is failure of the Grantors to pay when due, monthly installments as set forth on the Note secured by said Deed of Trust. Monthly interest-only installments in the amount of $87.56 for each day of the month, plus $1,291.01 per month for taxes and insurance, is due for July 11, 2018 and the 11th day of each and every month thereafter until paid. Interest due as of August 31, 2018 is in the amount of $6,560.69 and eontinues to accrue at the rate of 10% per annum. ALL AMOUNTS are now due and payable along with all costs and fees associated with this foreclosure. The principal balance is $319,579.52 plus accruing interest. Dated this 6th day of September 2018. /s/: Stephen T. Snedden, Trustee SNP LEGAL 6269 AD# 234980 OCTOBER 11, 18, 25, NOVEMBER 1, 2018