Legals November 26, 2019

CORRECTED NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Bonner County Planning and Zoning Commission will hold public hearings beginning at 5:30 p.m. on Thursday, December 19, 2019, in the 1st Floor Conference Room of the Bonner County Administration Building, 1500 Highway 2, Sandpoint, Idaho, to consider the following request: File V0024-19 - Side Yard Setback & Waterfront Setback Variance - James Chavez is requesting a two foot (2') side yard setback where 5-feet is required and a twenty foot (20') waterfront setback where 40-feet is required as shown on the site plan, for an existing retaining wall. The property is zoned Rural 5. The project is located off W. Lakeview Boulevard in Section 29, Township 56 North, Range 5 West, Boise-Meridian. Any person needing special accommodations to participate in the public hearing should contact the Bonner County Planning Department at (208) 265-1458 at least 48 hours before the hearing. Written statements must be submitted to the planning department record no later than seven (7) days prior to the public hearing. Written statements not exceeding one standard letter sized, single spaced page may be submitted at the public hearing. Comments can be sent to the Bonner County Planning Department at 1500 Highway 2, Suite 208, Sandpoint, Idaho 83864; faxed to (208) 265-1463 or e-mailed to planning@bonnercountyid.govAdditional information is available at the planning department. Staff reports are available at the planning department or may be viewed at www.bonnercountyid.gov 7 days prior to the scheduled hearing. Any affected person as defined by Idaho Code, Title 67, Chapter 65, may present an appeal to the Board of County Commissions from any final decision by the Bonner County Planning and Zoning Commission. (Bonner County Revised Code, Section 12-262) SNP LEGAL 7407 AD#345288 NOVEMBER 26, 2019

ORDINANCE NO. 584 ZONE CHANGE, ZC368-18 AN ORDINANCE OF BONNER COUNTY, IDAHO, CITING ITS AUTHORITY, AND PROVIDING FOR THE AMENDMENT OF THE OFFICIAL ZONING MAP OF BONNER COUNTY BY THE RECLASSIFICATION OF LANDS GENERALLY LOCATED IN SECTION 23, TOWNSHIP 57 NORTH, RANGE 3 WEST, FROM RURAL-10 TO RURAL-5 AND PROVIDING FOR AN EFFECTIVE DATE. WHEREAS, the Bonner County Planning and Zoning Commission did hold a public hearing on November 15, 2018 on the file ZC368-18 request for a change in zoning designation according to the requirements for such hearings set forth at Section 67-6509, Idaho Code, and at Title 12, Bonner County Revised Code; and WHEREAS, the Bonner County Planning and Zoning Commission did find that the zone change request ZC368-18 is in accordance with the Bonner County Comprehensive Plan and did recommend to the Board of County Commissioners that the zone change request be approved; and WHEREAS, the Board of County Commissioners did hold a public hearing on December 5, 2018 on the file ZC368-18 request for a change in zoning designation according to requirements of such hearings set forth at Section 67-6509, Idaho Code and at Title 12 of the Bonner County Revised Code; and WHEREAS, the Board of County Commissioners did find that the zone change request ZC368-18 is in accordance with the Bonner County Comprehensive Plan. NOW, THEREFORE BE IT ORDAINED, by the Board of County Commissioners that the following be and is hereby adopted as an ordinance of Bonner County, Idaho: SECTION 1: AUTHORITY This ordinance is adopted pursuant to authority granted to Bonner County at Chapter 65 of Title 67, Idaho Code. SECTION 2: AMENDING THE OFFICIAL ZONING MAP The Official Zoning Map of Bonner County, Idaho is hereby amended by the reclassification of the following described lands from Rural-10 to Rural-5: Legal Description SECTION 3: EFFECTIVE DATE This ordinance shall be in full force and effect upon its passage, approval and publication in one (1) issue of the Bonner County Daily Bee Newspaper, and upon the entry of the above described zoning reclassification upon the Official Zoning Map or a Supplemental Zoning Map in accordance with the provisions set forth at Chapter 4 of Title 12 of the Bonner County Revised Code. Regularly considered, passed and approved as an ordinance of Bonner County, Idaho, done this 5th day of December, 2018, upon the following roll call vote: Chairman Glen Bailey: Aye ___ Commissioner Jeff Connolly: Aye ___ Commissioner Dan McDonald: Aye ___ BONNER COUNTY BOARD OF COMMISSIONERS /s/Glen Bailey, Chairman /s/Jeff Connolly, Commissioner /s/Dan McDonald, Commissioner ATTEST: Michael Rosedale, Clerk December 5, 2018 /s/Claire J May By Clerk Legal Description A tract of land in the East half of Section 23, Township 57 North, Range 3 West, Boise Meridian, Bonner County, Idaho, more specifically described as follows: Commencing at the East quarter corner of said Section 23; Thence North 00 degrees 45'59" East along the East line of said Section 23, a distance of 618.95 feet to a point which is on the centerline of an existing 30 foot access road; Thence along said access road, north 78 degrees 54'43" West 309.16 feet; Thence leaving said centerline, South 31 degrees 11'04" West, 949.29 feet to a point on the centerline of the existing 60 foot access road; Thence along said centerline the following six (6) courses: 1. South 18 degrees 22'51" West, 175.52 feet; 2. 101.56 feet along a curve to the right, whose radius is 236.48 feet, and whose chord bears South 30 degrees 41' 01" West, 100.78 feet 3. South 42 degrees 50' 11"West, 189.65 feet to a road junction; 4. South 19 degrees52' 44" West, 102.22 feet. 5. South 42 degrees 02' 25" West, 116.05 feet; 6. South 35 degrees 47' 45" West, 109.07 feet; Thence leaving said centerline, South 16 degrees 36' 40" East, 102.03 feet to a point on the Northwesterly line of the plat of Carr Creek, a plat recorded in Book 4 of Plats, Page 117, in the records of Bonner County, Idaho; Thence along said northwesterly line the following two (2) courses: 1. North 73 degrees 23' 20" East, 809.28 feet; 2. South 89 degrees 16' 18" East, 386.25 feet to a point on the East line of said Section 23; Thence North 00 degrees 41' 43" East along said East line a distance of 667.91 feet (North 00 degree 43' 42" East, 669.17 feet by original plat) to the True Point of Beginning. Subject to and together with a 60 foot easement for ingress, egress and utilities, 30 feet on each side of the centerline as described above, and the centerline as shown and recorded on the Record of Surveys of Carr Creek Three, and Parcel 1 of Carr Creek Three, in the records of Bonner County, Idaho, by instrument Nos. 469854 and 470143. Subject to and together with a 30 foot road easement for ingress, egress and utilities, 15 feet on each side of the centerline as described above, and the centerline as shown and recorded on the record of Survey of Carr Creek Three, in the records of Bonner County, Idaho, by Instrument No. 469854. SNP LEGAL 7409 AD#345395 NOVEMBER 26, 2019

NOTICE OF PUBLIC HEARING NOTICE IS HEREBY GIVEN that the Bonner County Commissioners will hold public hearing at 2:30 p.m. on Wednesday, December 18, 2019, in the 1st Floor Conference Room of the Bonner County Administration Building, 1500 Highway 2, Sandpoint, Idaho, to consider the following request: File AM0007-19 - Amendment to Text - Bonner County Revised Code - Title 12 - Bonner County is initiating a text amendment to Bonner County Revised Code - Title 12 to include the following proposed changes: BCRC 12-332 RESIDENTIAL USE TABLE: Amend note 11 deleting the limit of 120 days occupancy for any RV of private property and allowing two (2) permanent Accessory RV Parking Spaces. BCRC 12-801: DEFINITIONS - A: Adding Definition Accessory RV Parking Space. BCRC 12-496 RECREATIONAL VEHICLES: Adding Section 12-496 Recreational Vehicles creating standards for Accessory RV Parking Spaces. BCRC 12-333 COMMERCIAL USE TABLE: Adding RV Parks with a Conditional Use Permit to the Agricultural/Forest Zone, Rural Zone and Suburban Zone. Adding Campgrounds with a Conditional Use Permit to the Agricultural/Forest, Rural, Suburban, Commercial, Rural Service Center, Recreation and Alpine Village zones. BCRC 12-497 RV PARKS/CAMPGROUNDS: Adding standards for development of RV Parks and Campgrounds in the listed zones. The Planning & Zoning Commission heard this file on November 21, 2019, at which time they submitted their recommendations to the Board of County Commissioners for consideration. Any person needing special accommodations to participate in the public hearing should contact the Bonner County Planning Department at (208) 265-1458 at least 48 hours before the hearing. Written statements must be submitted to the planning department record no later than seven (7) days prior to the public hearing. Written statements not exceeding one standard letter sized, single spaced page may be submitted at the public hearing. Comments can be sent to the Bonner County Planning Department at 1500 Highway 2, Suite 208, Sandpoint, Idaho 83864; faxed to (208) 265-1463 or e-mailed to planning@bonnercountyid.govAdditional information is available at the planning department. Staff reports are available at the planning department or may be viewed at www.bonnercountyid.gov 7 days prior to the scheduled hearing. SNP LEGAL 7411 AD#345538 NOVEMBER 26, 2019

NOTICE OF SALE OF REAL PROPERTY IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER BRUCE A. GREENAN and LANA L. GREENAN, Trustees of the BRUCE A. GREENAN and LANA L. GREENAN REVOCABLE TRUST, dated 3/25/1998, Plaintiffs, v. TIM REED and CASSIE TAUBER, husband and wife, Defendants. Case No. CV09-19-0931 Sheriff's Case No.: C19-1403 Date: December 3, 2019 Time: 10:00 a.m. Place: Bonner County Sheriff's Office 4001 N Boyer Road Sandpoint, ID 83864 NOTICE is hereby given that the Bonner County Sheriff, pursuant to the Writ Of Execution For Sale Of Real Property issued on the 16th day of October, 2019, pursuant to the Judgment, entered on October 4, 2019, and recorded on October 10, 2019, as Instrument No. 946770, records of Bonner County, Idaho, shall on the 3rd day of December, 2019, at the hour of 10:00 a.m. at the front entrance to the Bonner County Sheriff's Office, whose address is 4001 N Boyer Road, Sandpoint, Idaho 83864, Bonner County, I will sell all the right, title, and interest of said Defendants, TIM REED and CASSIE TAUBER, at public auction, to the highest bidder for cash in currency of the United States, all payable at the time of sale. The following real property legally described as and situated in Bonner County, Idaho: Lots 1 through 6 inclusive of Block 3, Unit 1 of GRANITE CREEK PROPERTIES, according to the plat thereof, recorded in Book 2 of Plats, Page 84, records of Bonner County, Idaho. The physical location of the real property from the best information available is believed to be located at or near United States Forest Service Road 278 in Bonner County, Idaho. The attorney for the Plaintiffs is Rex A. Finney, of Finney, Finney & Finney, P.A. The real estate parcel is twenty (20) acres or less and the time of redemption pursuant to Idaho Code §11-402 shall be six (6) months regarding the real estate. The Sheriff will give possession, but does not guarantee clear title nor continued possessory right to the purchaser. DATED this 29th day of October, 2019. Daryl Wheeler BONNER COUNTY SHERIFF /s/Lacey D Rasor By: Bonner County Sheriff Civil Clerk SNP LEGAL 7369 AD#340693 NOVEMBER 12, 19, 26, 2019

NOTICE OF SHERIFF'S SALE IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER SPECIALIZED LOAN SERVICING LLC Plaintiff, vs. MATT HAGGSTROM a/k/a MATT D. HAGGSTROM; ALISSA JOHNSON a/k/a ALLISA J. HAGGSTROM; INTERNAL REVENUE SERVICE; and Does I through XX, as individuals with an interest in the property which may commonly be known as: 10 Conifer Trail, Dover, ID 83865 AKA 10 Conifer Trail, Sandpoint, ID 83864, Defendants. Case No.: CV09-18-1503 Sheriff's Case No.: C19-1468 Date: December 17, 2019 Time: 10:00 a.m. Place: Bonner County Sheriff's Office 4001 N Boyer Rd Sandpoint, ID 83864 Under and by virtue of an Amended Order for Sale of Foreclosure executed on October 25, 2019 and entered with the Court on October 25, 2019 and Writ of Execution issued on October 28, 2019, out of and under the seal of the above-entitled Court on an Amended Judgment and Decree of Foreclosure recovered in said Court in the above-entitled action on October 25, 2019, in favor of the above-named Plaintiff, I am commanded and required to proceed to notice for sale to sell at public auction the real property described in said Amended Order of Sale of Foreclosure and Amended Writ of Execution and to apply the proceeds of such sale to the satisfaction of said Judgment and Decree of Foreclosure with interest thereon and my fees and costs. The property directed to be sold is situate in Bonner County, State of Idaho, and is described as follows to wit: Lot 9 of Pristine Heights, according to the official plat thereof, filed in Book 8 of Plats at Page 3, official records of Bonner County, Idaho. The above-described property is commonly known as 10 Conifer Trail, Sandpoint, ID 83864, 10 Conifer Trail, Dover, ID 83865. NOTICE IS HEREBY GIVEN that on the 17th day of December, 2019, at the hour of 10:00 o'clock a.m. of said day, at the Bonner County Sheriff's Office at 4001 N Boyer Road Sandpoint, ID 83864, County of Bonner, State of Idaho, I will attend, offer and sell at public auction all or so much of the above-described property thus directed to be sold as may be necessary to raise sufficient funds to pay and satisfy the Judgment and Decree of Foreclosure as set out in said Order for Sale of Foreclosure to the highest bidder, for case or certified funds in lawful money. The time period for redemption of the above property is six (6) months from the date of sale herein. The Sheriff, by a Certificate of Sale, will transfer right, title and interest of the judgment debtor in and to the property. The Sheriff will also give possession but does not guarantee clear title nor continue possessory right to the purchaser. DATED this 18th day of November, 2019. Daryl Wheeler Sheriff of Bonner County By: Lacey D Rasor, Civil Clerk SNP LEGAL 7402 AD#344727 NOVEMBER 26, DECEMBER 3, 10, 2019

NOTICE OF HEARING ON NAME CHANGE (Adult or Emancipated Minor) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN RE. Brenda Fay Fouch Case No. CV09-19-1750 A Petition to change the name of Brenda Fay Fouch now residing in the City of Oldtown, State of Idaho, has been filed in the District Court in Bonner County, Idaho. The name will change to Brenda Fay Lewis The reason for the change in name is: To make the last name the same as my childrens. A hearing on the petition is scheduled for 11 o'clock a. m. on January 8th, 2020 at the Bonner County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: November 20, 2019 CLERK OF THE DISTRICT COURT /s/ Charity Hadley Deputy Clerk SNP LEGAL 7405 AD#345072 NOVEMBER 26, DECEMBER 3, 10, 17, 2019

NOTICE OF PUBLIC HEARINGS COMPREHENSIVE PLAN AMENDMENT & AIRPORT OVERLAY ZONE AMENDMENTS Notice is hereby given that the Sandpoint Planning and Zoning Commission will hold public hearings at a special meeting on Tuesday, December 10, 2019, at 5:30 p.m. in the City Council Chambers at City Hall, 1123 Lake Street, Sandpoint, ID, to consider the following: CP19-01; Public Airport Component and Future Land Use Map Amendment: The City of Sandpoint will consider an amendment to the Comprehensive Plan, adding a section specific to Public Airport Facilities and an amendment to the future land use map for areas around the airport in accordance with Idaho Code Title 67, Chapter 65 and in consideration of the Idaho Transportation Department Division of Aeronautics recommended guidelines. The new section will contain an analysis of the Sandpoint Airport facility locations, the scope and type of airport operations, existing and future planned airport development and infrastructure needs, the economic impact to the community by the Airport and provide for recommendations and associated future land use designations to continue the viability of the Sandpoint Airport and protect the health and safety of those living and working in the area. OA19-01; Title 9, Chapter 12 Airport Overlay Zone District Amendments: The City of Sandpoint will consider amendments to Title 9, Chapter 12 Airport Overlay Zone District to consider the following: * Establishment of an airport zoning overlay that includes a Lateral Safety Zone (LSZ), Inner Critical Zone (ICZ) and Runway Protection Zone (RPZ) in consideration of complying with Idaho Department of Transportation Division of Aeronautics Recommended Land Use Guidelines. * Providing for a requirement that a disclosure statement will be provided to any zoning or land use related applicant within the newly established LSZ and ICZ overlay area. * Providing for limitations on requests to rezone within the newly established LSZ and ICZ overlay area. * Providing for land use and development restrictions within the RPZ overlay area * Providing for a revised purpose statement. Copies of the complete files for the above are available for review at the Sandpoint Planning Department. Any written testimony of more than one page to be considered at this meeting must be delivered to the Planning staff before December 3, 2019 at 5:00 p.m. Any person needing special accommodations to participate in the above noticed meeting should contact the City of Sandpoint seven days prior to the meeting at City Hall, 1123 Lake Street, Sandpoint, ID (208-263-3370). SNP LEGAL 7413 AD#345845 NOVEMBER 26, 2019

NOTICE TO CREDITORS IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN THE MATTER OF THE ESTATE OF: PHYLLIS LARINE SAUTER, Deceased. Case No.CV09-19-1674 NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the above-named estate. All persons having claims against the said decedent are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to ROCKE JESS SAUTER, Personal Representative of the above Estate, c/o Lake City Law Group PLLC at 50 Main Street, Suite 203, Priest River, ID 83856 and filed with the Court. DATED the 29th day of October, 2019. /s/Rocke Jess Sauter Personal Representative SNP LEGAL 7406 AD#345117 NOVEMBER 26, DECEMBER 3, 10, 2019

NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER MAGISTRATE DIVISION IN THE MATTER OF THE ESTATE OF James P. Ryan, Jr. CASE NO. CV 09-19-1514 Deceased. NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED this 7th day of November 2019. /s/ Brittany M. Hogan 1036 Oak Grove Rd # 10 Concord, CA 94518 Phone: 650-267-3332 SNP LEGAL 7412 AD#345541 NOVEMBER 26, DECEMBER 3, 10, 2019

NOTICE OF TRUSTEE'S SALE T.S. No. 086281-ID Parcel No.: RP54N05W080820A On 3/13/2020 at 11:00 AM (recognized local time), On the front steps of the main entrance of the Bonner County Courthouse, 215 South 1st Avenue, Sandpoint, ID 83864, in the County of Bonner, SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP as trustee, will sell at public auction, to the highest bidder, for cash, in lawful money of the United States, all payable at the time of sale, the following described real property, situated in the County of Bonner, State of Idaho, and described as follows, to wit: THE SOUTH 525 FEET OF THE WEST 200 FEET OF THE NORTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 8, TOWNSHIP 54 NORTH, RANGE 5 WEST, BOISE MERIDIAN, BONNER COUNTY, STATE OF IDAHO. The Trustee has no knowledge of a more particular description of the above referenced real property, but for purposes of compliance with Idaho Code Section 60-113, the Trustee has been informed that the address of: 188 PEACEFUL SPRINGS ROAD, BLANCHARD, ID 83804, is commonly associated with said real property. Said sale will be made without covenant or warranty, express or implied, regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the Deed of Trust executed by DENNIS M NANTAIS, A MARRIED MAN, JOINED HEREIN PRO-FORMA BY HIS SPOUSE, MARY A NANTAIS, as Grantor(s), to STEWART TITLE COMPANY OF IDAHO, as Trustee, for the benefit and security of BANK ONE, NA, as Beneficiary, dated 10/16/2004, recorded 10/28/2004, as Instrument No. 662704, in Book , Page , , official records of Bonner County, Idaho. Please note: The above named Grantors are named to comply with Idaho Code Section 45-1506(4)(a); no representation is made that they are, or are not, presently responsible for the obligation. The default for which this sale is to be made is the failure to make monthly payments when due from 5/1/2019 and all subsequent monthly payments thereafter, including installments of principal, interest, impounds, advances, plus any charges lawfully due under the note secured by the aforementioned Deed of Trust, Deed of Trust and as allowed under Idaho Law. The sum owing on the obligation secured by said Deed of Trust as of 10/30/2019 is $123,146.88 including interest, costs, fees, including trustee and/or attorney fees and costs, and expenses actually incurred in enforcing the obligation thereunder or in this sale and to protect the security associated with the Deed of Trust, as authorized in the Note, Deed of Trust or as allowed under Idaho Law. Because interest, late charges, fees, costs and expenses continue to accrue, the total amount due varies from day to day. Hence, if you pay the amount shown above, an adjustment may be necessary after receipt of funds to satisfy the debt. For further information, write the Trustee at 4375 Jutland Drive, Ste. 200, San Diego, CA 92117, or call (866)931-0036 DATED: 10/30/2019 SYDNEY K. LEAVITT, ESQ., a member of the State Bar of Idaho, of ALDRIDGE PITE, LLP SNP LEGAL 7361 AD#340283 NOVEMBER 5, 12, 19, 26, 2019

APN: RP58N05W254800A NOTICE OF DEFAULT AND FORECLOSURE SALE WHEREAS, on 3/29/2011, a certain Mortgage Deed of Trust was executed by BILL MELAU, A MARRIED MAN AS HIS SOLE AND SEPARATEPROPERTY as trustor in favor of WELLS FARGO BANK, N.A. as beneficiary, and was recorded on 4/4/2011, as Instrument No. 807926, in the Office of the Recorder of Bonner County, Idaho; and WHEREAS, the beneficial interest in the Mortgage Deed of Trust is now owned by the Secretary, pursuant to an assignment dated 7/24/2018, recorded on 7/24/2018, as instrument number 924992, in the office of Bonner County, Idaho; and WHEREAS, a default has been made in the covenants and conditions of the Mortgage Deed of Trust in that the payment due upon the death of the borrower(s) was not made and remains wholly unpaid as of the date of this notice, and no payment has been made sufficient to restore the loan to currency; and WHEREAS, the entire amount delinquent as of 10/31/2019 is $169,471.01; and WHEREAS, the Mortgage Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family house; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Mortgage Deed of Trust to be immediately due and payable; NOW THEREFORE, pursuant to powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary's designation of me as Foreclosure Commissioner, SEE ATTACHED, notice is hereby given that on 12/9/2019 at 10:00 AM local time, all real and personal property at or used in connection with the following described premises ("Property") will be sold at public auction to the highest bidder: Legal Description: THE NORTHEAST QUARTER OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER IN SECTION 25, TOWNSHIP 58 NORTH, RANGE 5 WEST OF THE BOISE MERIDIAN, BONNER COUNTY, IDAHO. Commonly known as: 669 COTTONWOOD ROAD, PRIEST RIVER, ID 83856 The sale will be held at: at the BONNER COUNTY COURTHOUSE, 215 S. FIRST AVE., SANDPOINT, ID 83864 Per the Secretary of Housing and Urban Development, the estimated opening bid will be $174,422.99. There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his pro rata share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale. When making their bids, the winning bidders with the exception of the Secretary must submit a deposit totaling ten percent (10%) of the Secretary's estimated bid amount in the form of a certified check or cashier's check made payable to the undersigned Foreclosure Commissioner. Ten percent of the estimated bid amount for this sale is $17,442.30. A deposit need not accompany each oral bid. If the successful bid is oral, a deposit of $17,442.30 must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier's check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them. The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extensions will be for 15 day increments for a fee of: $500.00, paid in advance. The extension fee shall be in the form of a certified or cashiers check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due. If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit or, at the election of the Foreclosure Commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder. There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein. HUD does not guarantee that the property will be vacant. The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner not less than 3 days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified or cashier's check payable to the Secretary of HUD, before public auction of the property is completed. The amount that must be paid if the Mortgage Deed of Trust is to be reinstated prior to the scheduled sale is based on the nature of the breach, this loan is not subject to reinstatement. A total payoff is required to cancel the foreclosure sale or the breach must be otherwise cured. A description of the default is as follows: FAILURE TO PAY THE PRINCIPAL BALANCE AND ANY OUTSTANDING FEES, COSTS, AND INTEREST WHICH BECAME ALL DUE AND PAYABLE BASED UPON THE DEATH OF ALL MORTGAGORS. Tender of payment by certified or cashier's check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below. Date: October 31, 2019CLEAR RECON CORP Foreclosure Commissioner Shella Domilos Title: Senior Foreclosure Specialist 4375 Jutland Drive San Diego, California 92117 Phone: (858) 750-7600 Fax No: (858) 412-2705 SNP LEGAL 7380 AD#342282 NOVEMBER 12, 19, 26, 2019