Legals January 18, 2020

NOTICE TO CREDITORS (I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN THE MATTER OF THE ESTATE OF ESTHER M. GILCHRIST Deceased. Case No. CV09-19-1939 NOTICE IS HEREBY GIVEN that Shawn R. Keough has been appointed personal representative of the above-named decedent. All persons having claims against the decedent or the estate are required to present their claims within four months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated and filed with the Clerk of the Court. DATED this 8th day of January, 2020. /s/ Katherine Elsaesser ELSAESSER ANDERSON, CHTD. 519 High Street P.O. Box 369 Priest River, ID 83856 Phone: (208) 448-2990 Fax: (208) 448-2990 SNP LEGAL 7501 AD#356829 JANUARY 11, 18, 25, 2020

NOTICE OF APPLICATION Pursuant to Section 58-104(g) and 58-1301, et seq., Idaho Code (The Lake Protection Act) and rules of the State Board of Land Commissioners, notice is hereby given that Casey and Michelle Valliere have made application to install 100 linear feet of riprap and to construct a dock on the Clark River. Location: Lot 4, Island Shores, Clark Fork River, Hope, Idaho, in Section 4 Township 55 North, Range 2 East; B.M., in Bonner County. Written objections to or requests for hearing in this matter must be on file with the Idaho Department of Lands, 2550 Highway 2 West, Sandpoint, Idaho 83864 within thirty (30) days after the first appearance of this notice. Specific information regarding this application may be obtained from Justin Eshelman, Resource Specialist, Sr. on behalf of Navigable Waters Program - at the above address or by calling (208) 263-5104. /S/ TOM FLEER, Area Manager Idaho Department of Lands SNP LEGAL 7506 AD#356994 JANUARY 11, 18, 2020

NOTICE OF HEARING ON NAME CHANGE (Adult) IN THE DISTRICT COURT FOR THE FIRST JUDICIAL DISTRICT FOR THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER IN RE: MARGARET LORRAINE JOHNSON, Petitioner. Case No. CV09-20-0015 A petition to change the name of Margaret Lorraine Johnson, now residing in the City of Ponderay, State of Idaho, has been filed in the District Court in Bonner County, Idaho. The name will change to Margaret Lorraine Bosse-Munson. The reason for the change in name is: Johnson was my married name, I am divorced and would like to go back to using my maiden name of Bosse; and, my adoption by my step-father became final on October 14, 2011 and I would like to start using his name of Munson as my maiden name as well. A hearing on the petition is scheduled for 11:00 o'clock a. m. on the 12th day of February, 2020 at the Bonner County Courthouse. Objections may be filed by any person who can show the court a good reason against the name change. Date: January 3rd, 2020. CLERK OF THE DISTRICT COURT By: /s/Kat Steen Deputy Clerk SNP LEGAL 7500 AD#356664 JANUARY 11, 18, 25, FEBRUARY 1, 2020

NOTICE TO CREDITORS (Published Pursuant to I.C. 15-3-801) IN THE DISTRICT COURT OF THE FIRST JUDICIAL DISTRICT OF THE STATE OF IDAHO, IN AND FOR THE COUNTY OF BONNER MAGISTRATE DIVISION IN THE MATTER OF THE ESTATES OF EDWARD A. BUTLER, decedent; and, SANDRA L. BUTLER, the decedent's pre-deceased spouse, Deceased. Case No. CV09-19-1802 NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above-named decedent. All personal having claims against the decedent or the estate are required to present their claims within four (4) months after the date of the first publication of this Notice or said claims will be forever barred. Claims must be presented to the undersigned at the address indicated, and filed with the Clerk of the Court. DATED:January 8th, 2020 /s/Barbara J. Miller, Personal Representative C/O Stephen F. Smith, Attorney at Law P.O. Box C Sandpoint, Idaho 83864 Tel No. (208) 263-3115 SNP LEGAL 7523 AD#358852 JANUARY 18, 25, FEBRUARY 1, 2020

NOTICE: YOU ARE HEREBY NOTIFIED THAT THE AMOUNT OF YOUR INDEBTEDNESS TO THE BENEFICIARY, THEIR SUCCESSORS IN INTEREST AND/OR ASSIGNEES AS RECITED BELOW, AS OF THE DATE OF THIS NOTICE/LETTER, IS $142,212.14. INTEREST (PRESENTLY AT THE RATE OF 6.8750% PER ANNUM), FEES AND COSTS WILL CONTINUE TO ACCRUE AFTER THE DATE OF THIS NOTICE/LETTER. UNLESS YOU DISPUTE THE VALIDITY OF THE DEBT, OR ANY PORTION THEREOF WITHIN 30 DAYS AFTER RECEIVING NOTICE OF THIS DOCUMENT, THIS OFFICE WILL ASSUME THE DEBT TO BE VALID. IF YOU NOTIFY THIS OFFICE IN WRITING WITHIN THE 30-DAY PERIOD THAT THE DEBT OR ANY PORTION THEREOF IS DISPUTED, VERIFICATION OF THE DEBT WILL BE OBTAINED AND MAILED TO YOU. UPON WRITTEN REQUEST WITHIN 30 DAYS, THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR, WILL BE PROVIDED. NOTICE: WE ARE A DEBT COLLECTOR. THIS COMMUNICATION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR PURPOSES OF DEBT COLLECTION. NOTICE OF TRUSTEE'S SALE On March 19, 2020 at the hour of 9:00 AM (recognized local time) on the front steps of the main entrance of Bonner County Courthouse, located at 215 S. 1st Avenue in the city of Sandpoint, located in Bonner County, State of Idaho. William L. Bishop Jr., as successor trustee, will sell at public auction to the highest bidder, payable, for certified funds, or the equivalent, which is lawful money of the United States of America, all payable at the time of sale in compliance with Section 45-1506(9) Idaho Code, the following described real property, situated in Bonner County, State of Idaho, and described as follows, to-wit; A tract of land located in the Northwest quarter of Section 6, Township 56 North, Range 2 West, Boise Meridian, Bonner County, Idaho, described as follows: Beginning at a point on the South right of way line of the county road, said point being South 0°44 1/2' East along the centerline of said Section 6 a distance of 977.3 feet and North 63°32 1/2' West a distance of 399.6 feet from the North Quarter corner of said section; thence South 0°37 1/2' East a distance of 45.0p feet; thence South 45°01 1/4' West a distance of 414.1 feet; thence North 0°30 3/4' West a distance of 462.8 feet to the South right of way line of the county road; thence Southeasterly along said right of way a distance of approximately 150.0 feet to a point which is North 63°32 1/2' West of the Point of Beginning; thence South 63°32 1/2' East a distance of 172.9 feet to the Point of Beginning. The Trustee has no knowledge of a more particular description of the above-referenced real property, but for purposes of compliance with Section 60-113 Idaho Code, the Trustee has been informed that according to the County Assessor's office, the address of 4872 Lakeshore Drive, Sagle, ID 83860, is sometimes associated with said real property. Said sale will be made without covenant or warranty regarding title, possession or encumbrances to satisfy the obligation secured by and pursuant to the power of sale conferred in the deed of trust executed by Tonya R Davis, and Jeremy N Davis, Wife and Husband, as grantors to, Fidelity National Title Insurance Company, as trustee, for the benefit and security of Mortgage Electronic Registration Systems, Inc., as designated nominee for Countrywide Home Loans, Inc., beneficiary of the security instrument, its successors and assigns, recorded January 3, 2006, as Instrument No. 695499 Mortgage Records of Bonner County, Idaho. Said Deed of Trust was assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-1 on December 16, 2016 under Recorder's/Auditor's file number 899421. THE ABOVE GRANTORS ARE NAMED TO COMPLY WITH SECTION 45-1506(4)(A), IDAHO CODE. NO REPRESENTATION IS MADE THAT THEY ARE, OR ARE NOT, PRESENTLY RESPONSIBLE FOR THE OBLIGATION. The default(s) for which this sale is to be made is the failure to pay when due, under the Deed of Trust note, the following: The monthly payments for Principal and Interest Due from June 1, 2019 through November 1, 2019 and all subsequent payments until the date of sale or reinstatement These payments include interest at the current rate of 6.8750%. Delinquent Payments: $9,210.54 Late Charges: $284.45 Property Inspection: $45.00 Miscellaneous Fees: $1,326.00 Subtotal: $10,865.99 The current beneficiary has declared that the Grantor is in breach of the terms and conditions of the obligation secured by the deed of trust. The nature of the breach is Grantor's failure to pay when due the monthly payments of principal, interest applicable escrow account payments from June 1, 2019, together with all subsequent payments, costs, advances, attorney's and trustee's fees and costs accruing until the date of sale, full satisfaction, or reinstatement of obligation. The sum owing on the obligation secured by the said trust deed consists of the principal balance of $134,439.15, together with any advances plus foreclosure fees and costs. All delinquent amounts are now due, together with accruing late charges and interest, unpaid and accruing taxes, assessments, trustee's fees, attorney's fees, and any amounts advanced to protect the security associated with this foreclosure. Dated: November 13, 2019 TRUSTEE By: William L. Bishop Jr., Attorney At Law SNP LEGAL 7403 AD#344738 JANUARY 18, 25, FEBRUARY 1, 8, 2019